Scotland

A few nice 3 credit reports images I found:

Scotland
3 credit reports
Image by Moyan_Brenn
Scotland landscape in the Isle of Skye. It is the main view from the Old Man of Storr, which is the heart of this place. If the weather is good to get here is very easy….i did it with jeans and gym shoes!! no need to use trekking equipment!!!
NOTE: this is the exact location where Ridley Scott filmed the beginning scene of Prometheus where they find the star maps

— FREE IMAGE — HOW TO USE IT —
How to use my images for free in 4 steps:
1) Read and respect the "Copyrights Rules & Conditions" below;
2) Check my gallery. Maybe you can find more useful free images for your works. Here is the link: Moyan Brenn Official Gallery
3) Now you can use my images. No need to write me.
4) You know, If you buy an image on a photostock website it can cost you a lot of money. Instead, i give you all my images for free. In change, if you can, when you use an image, please consider to sustain my life with a very little donation of your choice, such as for example (write me in case by email or on facebook).
Thank you

If you wish to see my new works you can add me as friend.
Add me on: Facebook and Twitter (search for Moyan Brenn)
My email: berkut83@hotmail.it
Moyan Brenn Official Website: moyanbrenn.wordpress.com
Moyan Brenn Travel Blog: earthincolors.wordpress.com

MY IMAGES ARE PROUDLY ON…
Adobe, Microsoft MSN, Expedia, CNN, SkyTG24, Lonely Planet, Yahoo, Alitalia, Huffington Post….( more names here )

COPYRIGHT RULES & CONDITIONS
-1)- Copyright Acceptance: By using my images, the user entirely accepts this copyright statement.
-2)- Ownership of the images: All the images in this gallery belong to me, Moyan Brenn, and are published on Flickr for a non-profit, personal, artistic and recreational reason.
-3)- Permitted Use: My images can be used for free for both private and commercial use under license CC-BY-2.0 in change of reporting my credits in a form such as "image copyrights Moyan Brenn", and in change of respecting this copyright statement. Otherwise, If my credits cannot be reported, a request for a full special license must be firstly sent me.
-4)- Violation of my copyright: The violation of my copyright rules constitutes a critical copyrights infringement that could be legally pursued with a request of reimbursement.
-5)- Private Property decline of responsibility: please be advised that some of my images could contain some private property, such as buildings or monuments which could be under the copyright of their owners. In this sense, the licenses offered on point 3), do not already include in any case the permission of the property owners, especially in case of commercial use of my images. Therefore, before any use of such images, it is responsibility of the final user to firstly ask for this permission directly to the properties owners. In this sense, I decline any responsibility derived from the improper or illegal use of my images containing private property.

-6)- General decline of responsibility: please be advised that in any case I decline any responsibility for any possible consequence derived from the improper or illegal use of my images.

Still life
3 credit reports
Image by Moyan_Brenn

— FREE IMAGE — HOW TO USE IT —
How to use my images for free in 4 steps:
1) Read and respect the "Copyrights Rules & Conditions" below;
2) Check my gallery. Maybe you can find more useful free images for your works. Here is the link: Moyan Brenn Official Gallery
3) Now you can use my images. No need to write me.
4) You know, If you buy an image on a photostock website it can cost you a lot of money. Instead, i give you all my images for free. In change, if you can, when you use an image, please consider to sustain my life with a very little donation of your choice, such as for example (write me in case by email or on facebook).
Thank you

If you wish to see my new works you can add me as friend.
Add me on: Facebook and Twitter (search for Moyan Brenn)
My email: berkut83@hotmail.it
Moyan Brenn Official Website: moyanbrenn.wordpress.com
Moyan Brenn Travel Blog: earthincolors.wordpress.com

MY IMAGES ARE PROUDLY ON…
Adobe, Microsoft MSN, Expedia, CNN, SkyTG24, Lonely Planet, Yahoo, Alitalia, Huffington Post….( more names here )

COPYRIGHT RULES & CONDITIONS
-1)- Copyright Acceptance: By using my images, the user entirely accepts this copyright statement.
-2)- Ownership of the images: All the images in this gallery belong to me, Moyan Brenn, and are published on Flickr for a non-profit, personal, artistic and recreational reason.
-3)- Permitted Use: My images can be used for free for both private and commercial use under license CC-BY-2.0 in change of reporting my credits in a form such as "image copyrights Moyan Brenn", and in change of respecting this copyright statement. Otherwise, If my credits cannot be reported, a request for a full special license must be firstly sent me.
-4)- Violation of my copyright: The violation of my copyright rules constitutes a critical copyrights infringement that could be legally pursued with a request of reimbursement.
-5)- Private Property decline of responsibility: please be advised that some of my images could contain some private property, such as buildings or monuments which could be under the copyright of their owners. In this sense, the licenses offered on point 3), do not already include in any case the permission of the property owners, especially in case of commercial use of my images. Therefore, before any use of such images, it is responsibility of the final user to firstly ask for this permission directly to the properties owners. In this sense, I decline any responsibility derived from the improper or illegal use of my images containing private property.

-6)- General decline of responsibility: please be advised that in any case I decline any responsibility for any possible consequence derived from the improper or illegal use of my images.

Tuesday afternoon – color
3 credit reports
Image by roger901
Thanks to the following for choosing creative commons, some changes were made:

Emmanuel MURGEY La FerteĢ 2014-_MUR9749
www.flickr.com/photos/131578358@N05/26092046755/in/faves-…
creativecommons.org/licenses/by-nc-nd/2.0/

Moyan Brenn Desert
www.flickr.com/photos/aigle_dore/5951682463/in/faves-1443…
creativecommons.org/licenses/by/2.0/
COPYRIGHT RULES & CONDITIONS
-1)- Copyright Acceptance: By using my images, the user entirely accepts this copyright statement.
-2)- Ownership of the images: All the images in this gallery belong to me, Moyan Brenn, and are published on Flickr for a non-profit, personal, artistic and recreational reason.
-3)- Permitted Use: My images can be used for free for both private and commercial use under license CC-BY-2.0 in change of reporting my credits in a form such as "image copyrights Moyan Brenn", and in change of respecting this copyright statement. Otherwise, If my credits cannot be reported, a request for a full special license must be firstly sent me.
-4)- Violation of my copyright: The violation of my copyright rules constitutes a critical copyrights infringement that could be legally pursued with a request of reimbursement.
-5)- Private Property decline of responsibility: please be advised that some of my images could contain some private property, such as buildings or monuments which could be under the copyright of their owners. In this sense, the licenses offered on point 3), do not already include in any case the permission of the property owners, especially in case of commercial use of my images. Therefore, before any use of such images, it is responsibility of the final user to firstly ask for this permission directly to the properties owners. In this sense, I decline any responsibility derived from the improper or illegal use of my images containing private property.
-6)- General decline of responsibility: please be advised that in any case I decline any responsibility for any possible consequence derived from the improper or illegal use of my images.

Dave Camel
www.flickr.com/photos/davs_piccies/4174135408/in/faves-14…
creativecommons.org/licenses/by-nc-nd/2.0/

What Are the “Big 3” Credit Reports?

In the United States, dozens of credit bureaus keep track of whether we pay our bills as agreed. However, most people only need to concern themselves with 3 credit reports from Equifax, Experian, and TransUnion. Virtually all potential lenders and landlords will check one or more of these documents when deciding whether they will conduct business with you. Thus, it is important to check at least the big 3 credit reports every year.

A common mistake people make is falling for “free credit report” scams. Virtually all websites that advertise complimentary copies of the 3 credit reports are very interested in getting your credit or debit card information. Yes, you may initially get one or more free copies of your credit files. However, within one to 30 days you will typically be charged for a credit monitoring service. The fine print was that you could get a “free” credit report, but only as part of a “free” trial. If you did not cancel the trial of the credit monitoring service within a specified time period, then you will be charged a monthly or even an annual fee.

Also, many of these “free” reports have inaccuracies. The best way to get your 3 credit reports is by using a government-approved website called AnnualCreditReport.com. The Federal Trade Commission, a government organization designed to help protect consumers’ wallets, does not endorse any other website for the purpose of getting truly free copies of the 3 credit reports.

Alternatively, you can write or call Equifax, Experian, and TransUnion. However, it will be much easier for you to go through the brief identity verification process at AnnualCreditReport.com. You will never be asked for any type of payment information and the website is very secure. In fact, you can’t even see your own 3 credit reports until you prove your identity. The typical standard for identity verification is for the computerized system to offer two to four multiple-choice questions. The areas covered could include previous streets or cities of residence, names of relatives or roommates, names of current or past lenders, and the monthly payment range for one of your existing loans such as a home mortgage. If you cannot complete this process online, you must send a copy of your passport, military ID, or driver’s license along with a copy of a bill that proves your address. Then you will get the 3 credit reports through postal mail.
http://www.creditscoreresource.com/

CreditScoreResource.com is dedicated to providing intelligent answers to credit related questions commonly asked by consumers.http://www.creditscoreresource.com/