CCleaner Infected With Malware – Update Now! Equifax Updates, BlueBorne Hits Bluetooth – Threat Wire

< iframe size =" 425" height= "355" src =" https://www.youtube.com/embed/SnZtSWYcce8?rel=0" frameborder =" 0" allowfullscreen > CCleaner was infected with malware, Equifax is not having a great month, and also BlueBorne Strikes Bluetooth gadgets -billions of them. All that turning up now on ThreatWire.

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https://thehackernews.com/2017/09/ccleaner-hacked-malware.html
https://www.piriform.com/news/blog/2017/9/18/security-notification-for-ccleaner-v5336162-and-ccleaner-cloud-v1073191-for-32-bit-windows-users
http://blog.talosintelligence.com/2017/09/avast-distributes-malware.html
https://arstechnica.com/information-technology/2017/09/backdoor-malware-planted-in-legitimate-software-updates-to-ccleaner/
https://www.forbes.com/sites/thomasbrewster/2017/09/18/ccleaner-cybersecurity-app-infected-with-backdoor/#5eae9585316a
http://www.businessinsider.com/avast-piriform-ccleaner-hijacked-trojan-malware-2017-9
https://motherboard.vice.com/en_us/article/a3kgpa/ccleaner-backdoor-malware-hack
https://www.bleachbit.org/

https://thehackernews.com/2017/09/apache-struts-flaws-cisco.html

Equifax Confirms March Struts Vulnerability Behind Breach


https://thehackernews.com/2017/09/equifax-apache-struts.html
https://www.equifaxsecurity2017.com/
https://arstechnica.com/information-technology/2017/09/massive-equifax-breach-caused-by-failure-to-patch-two-month-old-bug/
https://arstechnica.com/information-technology/2017/09/equifax-hackers-stole-data-for-200k-credit-cards-from-transaction-history/

Equifax Hackers Stole 200k Credit Card Accounts in One Fell Swoop


https://arstechnica.com/tech-policy/2017/09/ftc-opens-equifax-investigation-says-beware-of-equifax-calling-scams/
https://motherboard.vice.com/en_us/article/8x8nn5/canadians-are-still-waiting-for-equifax-to-tell-them-how-screwed-they-are-hack
http://www.businessinsider.com/equifax-hack-justice-department-investigation-of-alleged-insider-trading-2017-9
https://www.cnet.com/news/equifax-executives-out-after-massive-hack/
https://www.cnet.com/news/equifax-elizabeth-warren-bills-hack-freedom-from-equifax-exploitation-act/

Blueborne


https://thehackernews.com/2017/09/blueborne-bluetooth-hacking.html

Wireless ‘BlueBorne’ Attacks Target Billions of Bluetooth Devices


https://www.wired.com/story/turn-off-bluetooth-security/
https://www.forbes.com/sites/lconstantin/2017/09/12/critical-bluetooth-flaws-put-over-5-billion-devices-at-risk-of-hacking/#3c617e9168b1

Youtube Thumbnail credit:
https://i.ytimg.com/vi/DMbjXPpaNuQ/maxresdefault.jpg

Rick Smith, Chairman as well as CEO of Equifax Inc., on cybersecurity event entailing consumer information. Equifax has developed a dedicated site, www.equifaxsecurity2017.com, in order to help customers determine if their information has been possibly influenced and also to register for credit scores data surveillance as well as identity burglary security.

To find out more, please browse through www.equifaxsecurity2017.com.
Video clip Ranking:/ 5

Ingenious Immigration and also Border Control Reform

Have a look at these equifax images:

Innovative Migration and Boundary Control Reform
equifax
< img alt=" equifax" src=" https://www.credit-report-online.net/wp-content/uploads/2017/04/8456635546_91d45ba57e.jpg" size=" 400"/ > Photo by< a href=" http://www.flickr.com/photos/31447736@N06/8456635546" > CSIS: Center for Strategic & International Researches

Schedule
1:00 -1:30 PM: Registration
1:30 -2:30 PM: Keynote Conversation
The Honorable Jayson Ahern, previous Acting Commissioner, UNITED STATE Traditions and also Border Defense and also Principal, The Chertoff Group
Michael Petrucelli, former Performing Director, U.S. Citizenship and Migration Providers and Executive Chairman and President, ClearPath, Inc
. The Honorable Julie Myers Wood, former Aide Secretary of Homeland Security for Immigration as well as Traditions Enforcement and also President-Compliance, Federal Method and also Software program Solutions, Rule of thumb Solutions, LLC
Moderated by: Susan Ginsburg, Member, DHS Quadrennial Evaluation Advisory Board and Nonresident Fellow, Migration Plan Institute
2:30 -2:45 PM: Damage
2:45 -3:45 PM: Driving Technological Reform
Robert Mocny, Supervisor, United States Visitor as well as Migration Status Indication Technology, U.S. Department of Homeland Safety and security
The Honorable C. Stewart Verdery Jr., previous Assistant Secretary for Border and also Transportation Security Policy and Preparation, UNITED STATE Division of Homeland Security, as well as Creator and Companion, Monolith Plan Team, LLC
Ryan Fox, Principal, Equifax
Moderated by: Norma Krayem, Elder Plan Expert, Patton Boggs LLP and also Senior Affiliate, CSIS Homeland Security as well as Counterterrorism Program
3:45 -3:50 PM: Break
3:50 -4:50 PM: Areas as well as Applications for Technological Technology
Pamela Dingle, Senior citizen Technical Architect, Ping Identification
Tamar Jacoby, President & & Chief Executive Officer, Migration Works
Sonia Padilla, Executive Supervisor, Workplace of Innovation and Acquisitions, UNITED STATE Customs and also Border Security
Regulated by: Patrick R. Schambach, Vice President and General Supervisor, Homeland Safety and security and also Foreign Matters, CSC
This occasion was made feasible by the generous support of CSC and Sound Identification in addition to extra assistance from Equifax.
< a href=" https://csis.org/event/innovative-immigration-and-border-control-reform" rel=" nofollow" > csis.org/event/innovative-immigration-and-border-control- … Innovative Immigration and Border Control Reform< img alt=" equifax" src=" https://farm9.staticflickr.com/8507/8455537177_c5589a5154.jpg" size=" 400"/ > Image by< a href=" http://www.flickr.com/photos/31447736@N06/8455537177" > CSIS: Facility for Strategic & International Researches Program 1:00 -1:30 PM: Enrollment 1:30 -2:30 PM
: Keynote Conversation The Honorable Jayson Ahern, previous Acting Commissioner, UNITED STATE Customs as well as Border Security as well as Principal, The Chertoff Team Michael Petrucelli, former Acting Director, UNITED STATE Citizenship and also Immigration Solutions as well as Exec Chairman and also President, ClearPath, Inc. The Honorable Julie Myers Timber, former Aide
Secretary of Homeland Protection for Migration and also Traditions Enforcement and President-Compliance, Federal Method and Software Solutions, Rule of thumb Solutions, LLC Regulated by: Susan Ginsburg, Participant, DHS Quadrennial Review Advisory Board and Nonresident Other, Movement Policy Institute 2:30 -2:45 PM: Damage 2:45 -3:45 PM: Driving Technological Reform Robert Mocny, Director, United States Site visitor as well as Migration Status Indicator Innovation, U.S. Department of Homeland Safety The Honorable C. Stewart Verdery Jr., former Assistant Secretary for Boundary and Transport Protection Plan and PLanning, UNITED STATE Department of Homeland Protection, and also Founder and also Partner, Monolith Policy Group, LLC Ryan Fox, Principal, Equifax Regulated by: Norma Krayem, Senior citizen Plan Consultant, Patton Boggs LLP and also Elder Partner, CSIS Homeland Safety and security as well as Counterterrorism Program 3:45 -3:50 PM: Damage 3:50 -4:50 PM: Areas as well as Applications for Technological Development Pamela
Dingle, Senior Technical Designer, Ping Identity Tamar Jacoby, President & CEO, Immigration Works Sonia Padilla, Exec Director, Workplace of Innovation and Acquisitions, U.S. Traditions as well as Boundary Security Regulated by: Patrick R. Schambach, Vice Head of state and also General Supervisor, Homeland Safety and security as well as
Foreign Affairs, CSC This occasion was made feasible by the generous assistance of CSC as well as Ping Identity along with additional assistance from Equifax.< a href=" https://csis.org/event/innovative-immigration-and-border-control-reform" rel =" nofollow" > csis.org/event/innovative-immigration-and-border-control- …

Nice Equifax photos

Check out these equifax images:

Innovative Immigration and Border Control Reform
equifax
Image by CSIS: Center for Strategic & International Studies
Agenda
1:00-1:30PM: Registration
1:30-2:30PM: Keynote Discussion
The Honorable Jayson Ahern, former Acting Commissioner, U.S. Customs and Border Protection and Principal, The Chertoff Group
Michael Petrucelli, former Acting Director, U.S. Citizenship and Immigration Services and Executive Chairman and President, ClearPath, Inc.
The Honorable Julie Myers Wood, former Assistant Secretary of Homeland Security for Immigration and Customs Enforcement and President-Compliance, Federal Practice and Software Solutions, Guidepost Solutions, LLC
Moderated by: Susan Ginsburg, Member, DHS Quadrennial Review Advisory Committee and Nonresident Fellow, Migration Policy Institute
2:30-2:45PM: Break
2:45-3:45PM: Driving Technological Reform
Robert Mocny, Director, United States Visitor and Immigration Status Indicator Technology, U.S. Department of Homeland Security
The Honorable C. Stewart Verdery Jr., former Assistant Secretary for Border and Transportation Security Policy and PLanning, U.S. Department of Homeland Security, and Founder and Partner, Monument Policy Group, LLC
Ryan Fox, Principal, Equifax
Moderated by: Norma Krayem, Senior Policy Advisor, Patton Boggs LLP and Senior Associate, CSIS Homeland Security and Counterterrorism Program
3:45-3:50PM: Break
3:50-4:50PM: Areas and Applications for Technological Innovation
Pamela Dingle, Senior Technical Architect, Ping Identity
Tamar Jacoby, President & CEO, Immigration Works
Sonia Padilla, Executive Director, Office of Technology and Acquisitions, U.S. Customs and Border Protection
Moderated by: Patrick R. Schambach, Vice President and General Manager, Homeland Security and Foreign Affairs, CSC
This event was made possible by the generous support of CSC and Ping Identity as well as additional support from Equifax.
csis.org/event/innovative-immigration-and-border-control-…

Equifax Credit Report Primer

Equifax is one of the three leading credit reporting bureaus, as they offer their customers the opportunity to obtain a huge chunk of their credit information. They offer many services, the main product being Equifax credit report, which is helpful for a consumer to know his FICO score and other related information foreseeable creditors and employers are privy with.

When most customers choose to get a credit report, they choose the Equifax report because of the clarity and simplicity that it provides in comparison to the other credit reporting agencies.

What will my credit history report include?

The money that you put into an Equifax credit report is well worth it – you’ll get the credit report and something extra as well. Through Equifax’s website, you’ll immediately have full access to your credit report and FICO score. What your creditors know will no longer be a mystery, and you won’t have to wait on the mailman to see what your credit report reveals.

You shall be able to observe your payment pattern, whether good or bad along with other paying habits you are not aware of, followed by excessive inquiries if any. If you ever have to contact a creditor about one of your old accounts, you’ll already have all the information you’ll need.

Also, the credit report from Equifax will explain what you need to learn from the credit report. Sometimes the information contained in the report can be hard for you to understand.

Equifax confirms that you know, to the point, what is happening with your bankruptcy score or other scores in the report. Apart from having the information, you will also have a clear knowledge of what each part of report is and how it affects your credit score.

Equifax is popular because they provide something known as an “Interactive Score Simulator” in order to help consumers understand their credit score. With this tool, you have the ability to see how a given action might impact your credit score. From there, you can start a plan to get your credit back in order.

You just might need a secured credit card or choosing to open a high interest credit card account might make it possible for you to rebuild your credit. An Equifax credit report will help you begin no matter which path you choose.

The primary Equifax credit report that you will find on the website is called ScorePower. This is their basic package that gives you access to whatever you need. On the site, you will see that there are options for other packages, as well.

You will be asked if you would like to sign up for additional services when you sign up for the $ 15.95 ScorePower report. Since you have access to your credit report, you can monitor it and more than likely you aren’t going to need the other products offered. When you obtain your Equifax Credit Report online, you will be glad to know that you can take advantage of superb customer service and have the ability to easily dispute any part of the report that is incorrect.

One of the top three credit reporting bureau in the business, Equifax present to consumers access to their FICO scores and their own Equifax credit report.

More Equifax Articles

A cautioning to SallieMae loan holders

Have a look at these equifax images:

A cautioning to SallieMae funding holders
equifax
< img alt=" equifax" src=" https://www.credit-report-online.net/wp-content/uploads/2017/03/2490790291_b4e45ed5f8.jpg" width=" 400"/ > Picture by< a href=" http://www.flickr.com/photos/44646287@N00/2490790291" >
HeatherMG Please review this now:
< a href=" http://www.consumerismcommentary.com/2008/05/13/sallie-mae-reporting-incorrectly-to-equifax-dropping-fico-scores/" > www.consumerismcommentary.com/2008/05/13/sallie-mae-repor … A friend of mine just examined her FICO and also it did, as a matter of fact,

decline 120 factors due to their” glitch.” It appears to have just damaged people on the finished payback plan, which, say thanks to god, I’m out. My refinancing would have headed out the window in a heart beat, as well as just having a fucking coronary– since I began your home purchasing process last loss, I watch my FICO score with severe nervousness. My close friend, on the various other hand, was nearly to start speaking with lending institutions about purchasing her first home. Not if SallieMae has anything to state concerning it! Ingenious Immigration and also Boundary Control Reform Picture by
CSIS: Facility for Strategic & International Researches Schedule 1:00 -1:30 PM: Registration 1:30 -2:30 PM: Keynote Discussion The
Honorable Jayson Ahern, former Acting
Commissioner, UNITED STATE Customs as well as Border Defense as well as Principal, The Chertoff Team Michael Petrucelli, previous Acting Director, U.S. Citizenship and also Migration Solutions and also Executive Chairman and also President, ClearPath, Inc. The Honorable Julie Myers Timber, former Aide Assistant of Homeland Security for Migration as well as Traditions Enforcement and also President-Compliance, Federal Technique and Software program Solutions, Rule of thumb Solutions, LLC Regulated by: Susan Ginsburg, Member, DHS Quadrennial Evaluation Advisory Committee and Nonresident Other,
Movement Plan Institute 2:30 -2:45 PM: Break 2:45 -3:45 PM: Driving Technological Reform Robert Mocny, Director, United States Site visitor and also Migration Standing Indication Innovation, UNITED STATE Division of Homeland Safety The Honorable C. Stewart Verdery Jr., former Aide Assistant for Border and Transportation Security Plan and also PLanning,
UNITED STATE Division of Homeland Security, and Owner and Companion, Monolith Plan Group, LLC Ryan Fox, Principal, Equifax Regulated by: Norma Krayem, Senior Plan Expert, Patton Boggs LLP and Senior citizen Affiliate, CSIS
Homeland Safety as well as Counterterrorism Program 3:45 -3:50 PM: Break 3:50 -4:50 PM: Areas and Applications for Technological Technology Pamela Dingle, Senior citizen Technical Architect, Ping Identification
Tamar Jacoby, President & CEO, Migration Works Sonia Padilla, Exec Supervisor, Office of Innovation and Acquisitions, U.S. Traditions and also Border Security Moderated by: Patrick R. & Schambach, Vice President
and General Manager, Homeland Protection and also Foreign Matters, CSC This event was implemented by the charitable support of CSC and also Ping Identification as well as added support from Equifax.< a href=" https://csis.org/event/innovative-immigration-and-border-control-reform" rel= "nofollow "> csis.org/event/innovative-immigration-and-border-control -… Ingenious Migration and Border Control Reform< img alt=" equifax" src=" https://www.credit-report-online.net/wp-content/uploads/2017/03/8456636132_5dfc61c0bf.jpg" size=" 400"/ > Image by< a href=" http://www.flickr.com/photos/31447736@N06/8456636132 "> CSIS: Facility for Strategic & International Researches
equifax
Program 1:00 -1:30 PM: Registration 1:30 -2:30 PM: Keynote Discussion The Honorable Jayson Ahern, previous Performing Commissioner, U.S. Traditions
and also Boundary Defense and also Principal, The Chertoff Group Michael Petrucelli,
former Acting Director, UNITED STATE Citizenship as well as Immigration Providers as well as Executive Chairman as well as President, ClearPath, Inc.
The Honorable Julie Myers Timber, former Aide Assistant of Homeland Safety for Migration and also Customs Enforcement and President-Compliance, Federal Practice as well as Software program Solutions, Rule of thumb Solutions, LLC Regulated by: Susan Ginsburg, Participant, DHS Quadrennial Testimonial Advisory Board and Nonresident Other, Movement Policy Institute
2:30 -2:45 PM: Damage 2:45 -3:45 PM: Driving Technological Reform Robert Mocny, Supervisor, United States Site visitor and also Migration Standing Indicator Innovation, U.S. Department of Homeland Safety The Honorable C. Stewart
Verdery Jr., previous Aide Secretary for Boundary and also Transportation Safety Plan and PLanning, UNITED STATE Department of Homeland Security,
as well as Creator and Partner, Monument Plan Group, LLC Ryan Fox, Principal, Equifax Moderated by: Norma Krayem, Elder Plan Advisor, Patton Boggs LLP and also Senior citizen Partner, CSIS Homeland Safety and security and also Counterterrorism Program 3:45 -3:50 PM
: Break 3:50 -4:50 PM: Locations and also Applications for Technological Development Pamela Dingle, Senior citizen Technical Architect, Sound Identity Tamar Jacoby,
Head of state & Chief Executive Officer, Migration Works Sonia Padilla, Exec Supervisor, Workplace of Technology and also Acquisitions, UNITED STATE Traditions as well as Border Defense Moderated by: Patrick R. & Schambach, Vice Head of state
and also General Manager, Homeland Security and Foreign Matters, CSC This event was enabled by the charitable assistance of CSC and also Ping Identification in addition to additional assistance from Equifax.< a href=" https://csis.org/event/innovative-immigration-and-border-control-reform" rel= "nofollow "> csis.org/event/innovative-immigration-and-border-control -…

Learn About the Equifax Credit Bureau

There are three major credit reporting bureaus in the United States. Equifax is one of these credit reporting bureaus and TransUnion and Experian are the other two. This article will take a look at what Equifax is, how it began, how it makes money and, most importantly, how it affects your credit score.

Equifax is known for providing consumer financial information in the form of credit reports. These credit reports are obtained by lenders so they may determine if the individual is a good credit risk or a bad credit risk.

Equifax is the oldest of the three major credit reporting agencies in the United States, having been established in 1899. Equifax was originally founded as the Retail Credit Company and grew at a very fast rate. By the 1960s, Equifax was one of the largest credit bureaus in the country.

In 1975, big things were in store for Equifax. It was this year that Retail Credit Company became Equifax. It was also this year that Equifax initiated a computer system to store all its consumer information and expanded its efforts with regard to collecting information on consumers. Because of this expanded effort to collect more information on consumers, the Federal government enacted the Fair Credit Reporting Act (FCRA). Pursuant to the FCRA, consumers have additional rights related to the information which may be collected about them.

With offices in 14 countries and more than 7,000 employees, Equifax calls Atlanta, Georgia home. Additionally, Equifax brings in annual revenues of over $ 1.5 billion.

The sale of consumer credit reports to lenders is Equifax’s main source of income. Credit reports list a person’s financial history and credit worthiness. Identifying information, credit background, and payment history are items which are included on a credit report.

Lenders obtain these credit reports and use them to make a decision as to whether to approve or deny a credit application. People with good credit reports will likely be approved for credit, while those with bad credit reports will most likely be denied.

Another source of income for Equifax is the sale of credit reports to individual consumers. Consumers obtain copies of their credit reports so they may review them and make sure that their financial information is reported accurately. Also, identity theft is an increasing concern and obtaining and then reviewing your credit report should give you an idea as to whether you have become a victim of identity theft. To obtain a copy of your credit report you can contact Equifax or you can call (877) 322-8228. The three major credit reporting agencies are legally required to provide you with one copy of your credit report every twelve months, upon your request.

See Actual Lexington Law Customer Results at www.lexingtonlawreviews.com .

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Nice Equifax pictures

Some cool equifax pictures:

Revolutionary Immigration and Border Control Reform
equifax
Image by CSIS: Center for Strategic & International Studies
Agenda
1:00-1:30PM: Subscription
1:30-2:30PM: Keynote Discussion
The Honorable Jayson Ahern, former Acting Commissioner, U.S. Customs and Border cover and Principal, The Chertoff Group
Michael Petrucelli, previous Acting Director, U.S. Citizenship and Immigration providers and Executive Chairman and President, ClearPath, Inc.
The Honorable Julie Myers Wood, former Assistant Secretary of Homeland Security for Immigration and Customs Enforcement and President-Compliance, Federal Practice and software programs, Guidepost possibilities, LLC
Moderated by: Susan Ginsburg, Member, DHS Quadrennial Evaluation Advisory Committee and Nonresident Fellow, Migration Policy Institute
2:30-2:45PM: Break
2:45-3:45PM: Driving Technical Reform
Robert Mocny, Director, United States Visitor and Immigration Status Indicator Technology, U.S. Department of Homeland Safety
The Honorable C. Stewart Verdery Jr., former Assistant Secretary for Border and Transportation Security Policy and thinking, U.S. Department of Homeland protection, and creator and lover, Monument Policy Group, LLC
Ryan Fox, Principal, Equifax
Moderated by: Norma Krayem, Senior Policy consultant, Patton Boggs LLP and Senior Associate, CSIS Homeland protection and Counterterrorism system
3:45-3:50PM: Break
3:50-4:50PM: Places and Applications for know-how
Pamela Dingle, Senior Technical Architect, Ping Identification
Tamar Jacoby, President & CEO, Immigration Works
Sonia Padilla, Executive Director, Office of tech and Acquisitions, U.S. Customs and Border Protection
Moderated by: Patrick R. Schambach, Vice President and General management, Homeland safety and international matters, CSC
This occasion had been made possible because of the generous help of CSC and Ping Identity and extra help from Equifax.
csis.org/event/innovative-immigration-and-border-control-…

Innovative Immigration and Border Control Reform
equifax
Image by CSIS: Center for Strategic & Overseas Studies
Agenda
1:00-1:30PM: Registration
1:30-2:30PM: Keynote Discussion
The Honorable Jayson Ahern, former performing Commissioner, U.S. Customs and Border cover and Principal, The Chertoff Group
Michael Petrucelli, former Acting Director, U.S. Citizenship and Immigration Services and Executive Chairman and President, ClearPath, Inc.
The Honorable Julie Myers Wood, previous Assistant Secretary of Homeland Security for Immigration and Customs Enforcement and President-Compliance, Federal Practice and software programs, Guidepost possibilities, LLC
Moderated by: Susan Ginsburg, Member, DHS Quadrennial Review Advisory Committee and Nonresident Fellow, Migration Policy Institute
2:30-2:45PM: Break
2:45-3:45PM: Driving Technological Reform
Robert Mocny, Director, Usa Visitor and Immigration Reputation Indicator Technology, U.S. Department of Homeland Security
The Honorable C. Stewart Verdery Jr., former Assistant Secretary for Border and transport Security Policy and PLanning, U.S. Department of Homeland protection, and creator and lover, Monument plan Group, LLC
Ryan Fox, Principal, Equifax
Moderated by: Norma Krayem, Senior plan Advisor, Patton Boggs LLP and Senior Associate, CSIS Homeland safety and Counterterrorism system
3:45-3:50PM: Break
3:50-4:50PM: Areas and Applications for Technological Innovation
Pamela Dingle, Senior Technical Architect, Ping Identification
Tamar Jacoby, President & CEO, Immigration Functions
Sonia Padilla, Executive Director, Office of Technology and Acquisitions, U.S. Customs and Border Protection
Moderated by: Patrick R. Schambach, vice-president and General management, Homeland Security and Foreign matters, CSC
This occasion was authorized by the large support of CSC and Ping Identity also extra support from Equifax.
csis.org/event/innovative-immigration-and-border-control-…

Anthem Breach Notification
equifax
Image by Tony Webster

What is the Equifax Credit Bureau?

There are three major credit reporting bureaus in the United States. Equifax is one of these credit reporting bureaus and TransUnion and Experian are the other two. This article will take a look at what Equifax is, how it began, how it makes money and, most importantly, how it affects your credit score.

Equifax is known for providing consumer financial information in the form of credit reports. These credit reports are obtained by lenders so they may determine if the individual is a good credit risk or a bad credit risk.

Equifax is the oldest of the three major credit reporting agencies in the United States, having been established in’99. Equifax was originally founded as the Retail Credit Company and grew at a very fast rate. By the’60s, Equifax was one of the largest credit bureaus in the country.

In’75, Retail Credit Company became Equifax. At this time, Equifax computerized its records and expanded the information which it held on consumers. This expansion of information ultimately brought about the Fair Credit Reporting Act (FCRA) which allows consumers additional rights regarding the information which may be collected on them.

With offices in– countries and more than 7,000 employees, Equifax calls Atlanta, Georgia home. Additionally, Equifax brings in annual revenues of over $ 1.5 billion.

Equifax’s main source of income comes from the sale of consumer credit reports to lenders. A credit report contains entries which list financial information related to an individual. This financial information includes identifying information, payment background, and additional credit history.

Lenders’ decisions related to approving or denying a credit application usually hinge on credit reports which have been obtained by the lender. If a person has a good credit report, he or she will likely be approved for credit. A person who has a bad credit report will normally be declined credit.

Equifax also generates income by selling credit reports to individuals so they may keep track of what their credit score is and if any negative or false information has been reported to Equifax. This also helps individuals to determine if they are a victim of identity theft. If you should need a copy of your Equifax credit report , you can obtain a copy by contacting Equifax directly or by calling (877) 322-8228. Pursuant to Federal law, the three major credit reporting bureaus are required to fulfill your request for a copy of your credit report once every twelve months.

Is Lexington Law a Scam? See Actual Customer Results at www.lexingtonlawreviews.com .

Nice Equifax photos

Check out these equifax images:

Canada-Action-Plan
equifax
Image by giulia.forsythe
But on the bright side, we’ve generated ,416,380 for Equifax!

Background math:
.85 x 583,000 people = ,416,380.00

"Yes, Ms. Forsythe. You are one of the 583,000"

crap.

Recommended actions given by the HRDC 1-800 customer service rep were to contact Equifax and alert them that my personal information (name, social insurance number, address, loan amount) has been lost.

Upon calling Equifax, after getting extensive telemarketing promotional jibber jabber the service rep indicated that the least expensive option to flag your account is .85. There are monthly ‘identity alert’ options that range up to .95 PER MONTH.

Yes, you can get a FREE credit report, if you MAIL or FAX a form in with your name, social insurance number along with a photocopy of two pieces of ID (seems highly secure, right?)

I am notoriously frugal and I have tried this option to get my credit report, but they REJECTED my file because they felt my driver’s licence ID photocopy was not CLEAR enough. I ended up just paying the .95 online.

But that’s not really the point, a credit report/score only gives you a snapshot AT THAT MOMENT. It will indicate if there has been nefarious activity, but ONLY AFTER it has happened, which IMO is too late. So you only get ONE free report per year, and I’ve yet to successfully navigate this free option, and more importantly, a report does not add one iota of extra security.

Needless to say, I payed the six bucks. What this provides, from what the service rep indicates is that whenever anyone, including me, applies for any credit, it will require an additional level of security, which means they will have to phone me to confirm I requested said application. After I paid and asked for a receipt of exactly what I just paid for the rep said, you’ll see an entry on your credit card and "I just told you what it covers". So ridiculous.

Heather Ross was clever enough to realize that this is probably part of Canada’s Economic Action plan so I went to their website*, and what do you know….she’s right.

{*disclaimer: this is photoshopped}

/endRant

Cool Equifax images

Check out these equifax photos:

American Express ID Theft
equifax
Image by rosefirerising

Helpful Equifax
equifax
Image by mrkag
I made the decision to obtain my annual no-cost credit report from Equifax, but i really couldn’t keep in mind my code from this past year. After entering some information, I happened to be asked the above concern