Myth4: My Loan Broker uses my report from AnnualCreditReport

The “totally free” yearly credit file is weighted in a different way than a loan provider’s credit report, and will not support the same data that a lenders report does. From a lender’s point of view, you can find reports where different facets weigh differently, based on exactly what the lending company’s demands tend to be. An automotive loan provider gets an automotive-based rating. More excess weight is wear your automobile credit than other things in your automobile rating. That is different than a typical customer report.
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