Nice Credit Card Fraud photos

A few nice credit card fraud images I found:

“Best” Western? Not in my experience.
credit card fraud
Image by Duncan Creamer
What I wrote to them:
Arrival Date: 5/11/2008 (AKA.: Mother’s Day)
Name: Duncan
Hotel City: Salmon Arm
Hotel State: BC
Hotel Country: Canada
Message Body: Recently I was charged for staying at a Best Western Hotel in Salmon Arm. Shortly after check-in, gunman shot at another guest of the hotel. The hotel management never offered to find us a room in a safe hotel. Instead he had us sit out in the parking lot, including children and a new-born. When we inquired at the front desk we were told to just wait… for 4 hours.

I feel BW did not fulfil their side of the contract to provide us with safe lodgings and subjected us to extreme danger. (The man was found have had cocaine and 4 guns in his room.) Because of this blatant disregard for safety, failure to even attempt to get us another room at another hotel and the rude, greedy behaviour of the management, I do not feel I should have to pay amount charged to my credit card. A discount is supposed to make me feel safe?

We avoided all BW, (Bad Western) on the remainder of our week-long trip and until this is resolved, we will never stay at a BW again.

www.am1150.ca/news/565/717708

tinyurl.com/67xk5z

The Reply:
Thank you again for your e-mail concerning your experience with the Best Western Salmon Arm Inn.

The management has responded to our office and has asked that we forward that response to you. They have asked me to apologize for this unfortunate incident and advise you that the situation was out of their control. They advised that they did offer the option to be placed into another hotel.

Since customer satisfaction is the primary goal of Best Western members, they are constantly striving to improve their level of customer service. The feedback from guests serves to highlight those areas that may need their attention.

We at Best Western are aware that every traveler has many choices available when selecting accommodations. We are honored you chose Best Western, and we will continue to do our best to be worthy of your selection.

Thank you,
Crystina P.
Customer Care
Best Western International

And isn’t this a nice little follow up:
This photo has been used in a photo story about how hackers stole a bunch of credit card info. Good Job Best Western.

6.28.07
credit card fraud
Image by zingersb
Someone stole my credit card statement from the mailbox and wrote a 5 cash advance check. I spent 52 minutes on the phone (27 of them on hold) with the bank trying to straighten the situation out. "Ma’am, are you sure you didn’t write that check??" YES I’M SURE I WOULD HAVE REMEMBERED IF I DID, especially since I’m POOR!!!

Bandgang Biggs explains being on residence arrest for charge card fraud! via Paid Will & Masoe (VLOG)

Bandgang Biggs describes being on house arrest for credit card fraud! via Paid Will & Masoe (VLOG)

@BANDGANG4620
@paidwill
@bgmasoe_
@shawncotton
@saycheesedigital
Video Rating: / 5

Using stolen credit cards on the net is increasing, as crooks make even more deceptive expenditures on the web to bypass stricter in-person retail security measures. WSJ’s Lee Hawkins describes.

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Cool Credit Card Fraud images

A few nice credit card fraud images I found:

Highest Bidder.
credit card fraud
Image by eyewashdesign: A. Golden
"Few men have virtue to withstand the highest bidder." ~ George Washington.

New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

Photographer: a. golden, eyewash design – c. 2008.

Upon talking about attending this BAILOUT protest, a Native American associate of mine mentioned that somewhere near the location of the NY Stock Exchange – on Wall Street – was the site for a bloody battle between Native tribes and American invaders. I thought this to be rather profound and rather apropos, considering, well, everything!

After some research, I could not find that this exact location was THE LOCATION, but discovered the following information from the www.hmbd.org website:

"Sankofa" —> African Burial Ground National Monument
Inscription. [On the marker is the Adinkra symbol "Sankofa," a symbol for the importance of learning from the past]

"For all those who were lost,
For all those who were stolen,
For all those who were left behind,
For all those who were not forgotten."

*Erected 2007 by National Park Service, U.S. Department of the Interior.*

Location. 40° 42.864′ N, 74° 0.267′ W. Marker is in New York City, New York, in New York County. Marker is on Federal Plaza/Duane Street 0.04 miles west of African Burial Ground Way/Elk Street, on the right when traveling east. Click for map. Marker inscriptions are part of the African Burial Ground Memorial designed by Rodney Leon and are accessible to pedestrians on the eastern grounds of the Ted Weiss Federal Building (290 Broadway) off Federal Plaza/Duane Street. Marker is in this post office area: New York NY 10007, United States of America.

Other nearby markers. At least 8 other markers are within walking distance of this marker. Richard Montgomery (approx. 0.3 miles away); Remains of Maj. Gen. Richard Montgomery (approx. 0.3 miles away); St. Paul’s Chapel (approx. 0.3 miles away); 100 Year-Old Sycamore (approx. 0.3 miles away); Americans of Chinese Ancestry (approx. 0.3 miles away); Lin Ze Xu (approx. 0.3 miles away); Men who died whilst imprisoned in this City (approx. 0.6 miles away); Ohio Company of Associates (approx. 0.6 miles away).

If anyone has any information regarding the battle to which my friend spoke, I’d love to hear about it. In the meantime, I might just have to ask again!

—————————————————————————————————————————-

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

—————————————————–

UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!

——> THE Historic ELECTION <——

"A work in PROGRESS."

Nov. 4th, 2008.

A great American leader once said, "As individual fingers We can be easily broken. But TOGETHER We make a mighty fist." These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama’s not the first American minority to speak eloquently and he most certainly won’t be the last. Though, in the end, this election wasn’t even close !!! The world watched as, "YES WE CAN!" turned into, "YES WE DID!" as it now ushers in, "YES WE MUST!" time is NOW!

What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African – American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races – both here and the world ’round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because – like it or not – race has dominated and governed Our daily lives for thousands of years. After all: "To know where We’re going, We must first know where We’ve been".

We’ve come a LONG Way baby! What was once "acceptable" in 1965 is no longer in 2008 and THANKFULLY.

This is a changing of the guard. Especially since forty-percent of America’s population is considered to be a "minority". Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard.

For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America.

It has now taken place. There’s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, "Actions speak louder than words" and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, "We do not inherit the earth from our ancestors, we borrow it from our children." We might just have a fighting chance.

The People have spoken! A record-setting 130 million Americans’ turned out to vote in Tuesday’s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq.

Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives – stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let’s face it, We could use just a little decency RIGHT NOW.

Perhaps more importantly, this moment speaks volumes as it’s an utter rejection of the right’s politics of fear and greed? It will now be decades before there’s another Republican majority in Congress. Never have the words, "Ask not what Your country can do for You, but what You can do for Your country," seemed more true for SO MANY. For, We-Are-Our-country. And We’re at a MAJOR crossroads. Where, oh where to begin?

OBAMA / BIDEN Campaign.

Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted – though more than a little proud of what was accomplished. And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It’s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE!

Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, "We the People" overwhelmingly responded. This is a MILESTONE. There’s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there’s simply nothing to gain.

However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples’ for the basic rights afforded them in Our own Constitution. Obama’s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, "Finally!" was the expression heard ’round the world.

The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY – the best in most Our lifetimes. This is a chance to truly transform America.

But, We mustn’t forget the VERY hard realities existing in this country. Just ask any woman…any "person of color"…or, any First Peoples living in this "great" land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens’ education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in "Our" names…as long as We sit idly by expecting or content to let others to "Do the right thing," for us… as long as We DON’T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.

Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday’s results into a real break from the shipwreck of the most immediate last thirty years – We MUST start by realizing this election represents just that – a START. It’s Round One of Our LONG and CONTINUOUS struggle.

And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they’ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America’s streets of plenty.

Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE – not rhetoric – is what’s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW.

UNITED We STAND, DIVIDED, We FALL.

A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he’ll not only understand, but should also expect this dynamic. It’s imperative for us to mind the trusty, "Follow the money" strategy. Don’t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign’s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&T – both heavy sponsors of the Republican AND the Democratic national party conventions.

At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day. The Obama / Biden campaign raised more than US0 million in September alone – a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970’s.

HOPEfully NOT.

The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588 bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers.

Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?

President – elect Barack Obama & John McCain’s U.S. Presidential campaign funds details:

OBAMA:
Total:US0,767,963
Bundlers:605
LobbyistBundlers:17

MCCAIN:
Total: US2,525,058
Bundlers: 851
Lobbyist Bundlers: 77

See the Center for Responsive Politics Presidential campaign monies for a better perspective:

2008: Obama AND McCain – US.3 BILLION

(Obama: US0,767,963 million / McCain: US2,525,058 million)

2004: Bush AND Kerry – US.2 BILLION

2000: Gore AND Bush – US.56 MILLION

1996: Dole AND Clinton – US.82 MILLION

1992: Clinton AND Bush – US.24 MILLION

* TO SEARCH FOR MEGA-DONERS, CLICK here: www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect… McCain&StateSelect=&SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*

Democrats in Washington and will be under enormous pressure to "play it safe", even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the "play-it-safe" crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture.

WE Can’t Let This Happen!

Whether it’s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real – that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don’t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.

In short, the real meaning of this election hasn’t yet been decided.

Overall, there’s a lot of work to do. It’s imperative that EVERYONE do his share – whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good.

Thanks for all you do!
Live your values. Love your country.
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !

Card Skimmer (1)
credit card fraud
Image by mark-vauxhall
Found on a NatWest Cash Machine at Waterloo Station, London, on a Saturday evening. Handed to police immediately after.

Naomi Wolf @ WALL ST. BAILOUT PROTEST.
credit card fraud
Image by eyewashdesign: A. Golden
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

Phototgrapher: a. golden, eyewash design – c. 2008.

Out of the thousands of people attending the protest, what are the chances I’d catch Naomi Wolf in the crowd? WoW! I’ve been a fan since "The Beauty Myth" and am more than pleased she’s using her influence and exposure to do such relevant work.

At the end of summer, I attending the filming of her speaking at Pace University & have made it into her newly released film, "The End of America". Yep, but unless you know what I’m wearing and where I sit in the audience, you’d miss me if you blinked! Probably a good thing though.

FOR MORE INFORMATION on NAOMI:
en.wikipedia.org/wiki/Naomi_Wolf
www.youtube.com/watch?v=RjALf12PAWc

—————————————————————————————————————————–

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

—————————————————–

UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!

——> THE Historic ELECTION <——

"A work in PROGRESS."

Nov. 4th, 2008.

A great American leader once said, "As individual fingers We can be easily broken. But TOGETHER We make a mighty fist." These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama’s not the first American minority to speak eloquently and he most certainly won’t be the last. Though, in the end, this election wasn’t even close !!! The world watched as, "YES WE CAN!" turned into, "YES WE DID!" as it now ushers in, "YES WE MUST!" time is NOW!

What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African – American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races – both here and the world ’round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because – like it or not – race has dominated and governed Our daily lives for thousands of years. After all: "To know where We’re going, We must first know where We’ve been".

We’ve come a LONG Way baby! What was once "acceptable" in 1965 is no longer in 2008 and THANKFULLY.

This is a changing of the guard. Especially since forty-percent of America’s population is considered to be a "minority". Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard.

For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America.

It has now taken place. There’s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, "Actions speak louder than words" and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, "We do not inherit the earth from our ancestors, we borrow it from our children." We might just have a fighting chance.

The People have spoken! A record-setting 130 million Americans’ turned out to vote in Tuesday’s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq.

Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives – stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let’s face it, We could use just a little decency RIGHT NOW.

Perhaps more importantly, this moment speaks volumes as it’s an utter rejection of the right’s politics of fear and greed? It will now be decades before there’s another Republican majority in Congress. Never have the words, "Ask not what Your country can do for You, but what You can do for Your country," seemed more true for SO MANY. For, We-Are-Our-country. And We’re at a MAJOR crossroads. Where, oh where to begin?

OBAMA / BIDEN Campaign.

Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted – though more than a little proud of what was accomplished. And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It’s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE!

Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, "We the People" overwhelmingly responded. This is a MILESTONE. There’s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there’s simply nothing to gain.

However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples’ for the basic rights afforded them in Our own Constitution. Obama’s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, "Finally!" was the expression heard ’round the world.

The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY – the best in most Our lifetimes. This is a chance to truly transform America.

But, We mustn’t forget the VERY hard realities existing in this country. Just ask any woman…any "person of color"…or, any First Peoples living in this "great" land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens’ education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in "Our" names…as long as We sit idly by expecting or content to let others to "Do the right thing," for us… as long as We DON’T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.

Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday’s results into a real break from the shipwreck of the most immediate last thirty years – We MUST start by realizing this election represents just that – a START. It’s Round One of Our LONG and CONTINUOUS struggle.

And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they’ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America’s streets of plenty.

Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE – not rhetoric – is what’s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW.

UNITED We STAND, DIVIDED, We FALL.

A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he’ll not only understand, but should also expect this dynamic. It’s imperative for us to mind the trusty, "Follow the money" strategy. Don’t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign’s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&T – both heavy sponsors of the Republican AND the Democratic national party conventions.

At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day. The Obama / Biden campaign raised more than US0 million in September alone – a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970’s.

HOPEfully NOT.

The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588 bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers.

Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?

President – elect Barack Obama & John McCain’s U.S. Presidential campaign funds details:

OBAMA:
Total:US0,767,963
Bundlers:605
LobbyistBundlers:17

MCCAIN:
Total: US2,525,058
Bundlers: 851
Lobbyist Bundlers: 77

See the Center for Responsive Politics Presidential campaign monies for a better perspective:

2008: Obama AND McCain – US.3 BILLION

(Obama: US0,767,963 million / McCain: US2,525,058 million)

2004: Bush AND Kerry – US.2 BILLION

2000: Gore AND Bush – US.56 MILLION

1996: Dole AND Clinton – US.82 MILLION

1992: Clinton AND Bush – US.24 MILLION

* TO SEARCH FOR MEGA-DONERS, CLICK here: www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect… McCain&StateSelect=&SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*

Democrats in Washington and will be under enormous pressure to "play it safe", even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the "play-it-safe" crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture.

WE Can’t Let This Happen!

Whether it’s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real – that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don’t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.

In short, the real meaning of this election hasn’t yet been decided.

Overall, there’s a lot of work to do. It’s imperative that EVERYONE do his share – whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good.

Thanks for all you do!
Live your values. Love your country.
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !

Fraud: An Inside Look | Federal Trade Commission

Helps consumers understand how easy it is to be conned–and how to avoid fraud. Real consumers, who fell for the pitch, tell their stories and a former scammer gives an insider account of how these operations use high-pressure tactics and how consumers can protect themselves.

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4) spread clearly misleading or false information
or
5) include personal information, like home addresses
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New York AG Andrew Cuomo announced a million settlement involving a major health insurance company and a firm that sets “out of network” costs for insurees. Randall Pinkston reports.
Video Rating: / 5

Sweet Credit Fraud pictures

Some cool credit fraudulence pictures:

Complimentary and Fair #Iranelection
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Ahmadinejad promises the election was "free and reasonable."

This is exactly why dozens tend to be lifeless, hundreds wounded, and countless arrested for peacefully protesting.

Image edited from Boston world posted image. The caption and credits:

a hurt backer of Mir Hossein Mousavi covers their bloodied face during riots in Tehran on Summer 13, 2009. (OLIVIER LABAN-MATTEI/AFP/Getty Photos)

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Infographic: Fight Insurance Fraud with Analytics
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(Credit: IBM)

Nice Credit Card Fraud photos

Some cool credit card fraud images:

Net closing in on missing Stein Bagger millions…
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Image by Podknox
Money trail leads to three bank accounts in the US

In collaboration with the FBI, the Danish police has tracked down a large portion of the estimated 220 million kroner that Stein Bagger, along with his Swedish accomplice Mikael Ljungman, embezzled from his company IT Factory, according to a report in financial daily Børsen.

The FBI and a Danish special task force have followed the trail of a sum amounting to 162 million kroner that was transferred to Ljungman’s Swedish company Xiop, and then divided between three accounts: two US-based firms, Ecommerce LLC and Media Power, both of which Ljungman owns together with the already-convicted Swede Carl Freer; and a secret account with a US credit card set up under the name Lord Mikael Ljungman.

Police have been looking for the embezzled money for 18 months, and according to Børsen, they have reportedly applied to Lyngby Court for a seizure warrant to acquire the cash from all three accounts.

Copenhagan Post Online’s story here www.cphpost.dk/component/content/49712.html?task=view

www.airscoot.co.uk/dev/2010/08/15/net-closing-in-on-missi…

Hunt for Stein Bagger’s missing millions resumes cphpost.dk/news/national/hunt-stein-baggers-missing-milli…

Article copy in case it gets deleted like the about article:

************************************************************************************
As defrauder Stein Bagger once again tries to establish himself in the business world from behind bars, the pursuit for the missing millions he stole begins anew

Stein Bagger, or Steen Bach as he now likes to be called, has begun an internship which has renewed the hunt for the missing IT Factory millions (Photo: Scanpix)
The search for the missing 200 million kroner in the case of disgraced businessman Stein Bagger, has been renewed after new information has surfaced in connection with an internship Bagger is doing from behind bars.

Boris Frederiksen, the man in charge of locating the missing funds, had initially begun the hunt in early 2010, but he was forced to halt the search in October 2011 after the money trail went cold.

Bagger was an acclaimed CEO of the company IT Factory before disappearing on 27 November 2008 while on a trip to Dubai with his wife and business partners. A few days later, it emerged that IT Factory’s revenue had been falsely inflated as part of a plan to defraud banks and investors for over 1.2 billion kroner, the biggest case of it’s kind in Denmark for decades.

IT Factory was declared bankrupt and a warrant was issued for Bragger’s arrest. Bagger fled Dubai for New York, were he hired a car and drove to Los Angeles, turning himself in to police authorities on December 6.

The 45-year-old Bagger is currently serving a seven-year sentence for his actions but seems to be trying to make a comeback of sorts. Adopting the name Steen Bach, Bagger is taking a business degree at Copenhagen Business School from behind bars and has been allowed by the prison service to take part in an internship programme in a moving and storage company.

The company, called Dansk-Selfstorage.dk, is led by Rene Andersen, who is one of Bagger’s acquaintances, and is shrouded in mystery, especially when it comes to the 3.2 million kroner in the company that comes from the off-shore firm Niva Trading LTD.

It is on this background that Frederiksen has decided to renew his search for the missing 200 million kroner and to see if Bagger’s latest move is a ploy to launder the money.

“The question that I and everyone else have when they look into the story is of course whether this is a plot to somehow lead some of the hidden funds overseas back into the country,” Frederiksen told Børsen newspaper.

But regardless of the hunt for the missing money, it is clear that Bagger will never be allowed to be in an influential position in a company ever again.

“Stein Bagger’s right to be a founder, CEO or board member with limited responsibility in a company or an association which demands special public approval or a fund, has been suspended indefinitely according to the criminal law § 79,” his sentence read.

Bagger rejected the notion that he has anything to do with Niva Trading Ltd
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Crime Online Western Union Credit Card Form
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Image by mike_hcg

Auto insurance fraud busts

Have a look at these credit history fraudulence photos:

Car insurance policy scams breasts
credit fraud
< img alt=" debt fraud" src =" https://www.credit-report-online.net/wp-content/uploads/2017/04/15726674245_af0ffd89b7.jpg" width =" 400"/ > Image by< a href =" http://www.flickr.com/photos/93876470@N02/15726674245" > CA Dept of Insurance coverage CA. Dept. of Insurance coverage
( photo debt: Nancy Kincaid)

Credit Fraud Coverage – Just How Credit Fraud Protection Pros You?

Credit fraudulence security the most desired items that individuals want to apply,so that they’ll have an in depth track of their credit history.

In recent years the credit fraudulence defense is ever more popular as it provides immediate notifications to folks for alterations in the credit. It really is a great way to monitor specific loans, history and possible. In general, the national trade fee takes about 12 months prior to the person gets aware, that he has become among the numerous sufferers of identity theft.

These days, a large number of americans fall victim for this style of criminal activity each day; it appears that paying for credit monitoring solutions is nothing than the potential losses of an identity theft.

Those that make use of other identities tend to be use several identities for the purpose of stealing money from all of them, maybe by withdrawing money from banks, and/or organization of a credit card within their title.If the victim struggles to detect identification theft for more than half a year, really serious economic damages can occur.Out of desperation, men and women look for ways to credit fraud protection, to enable them to avoid any major issues.

It is therefore important to find these types of solutions that will end unauthorized access to your painful and sensitive information. A credit fraudulence security service sends notifications whenever anyone inquires about your credit (eg banks or credit card issuers), if your identification ended up being stolen you should understand about this before any harm is performed. In many cases, credit fraudulence security businesses and monitor the net, resources and calculators that will help you figure out the impact of monetary losses.

For instance, if you pay the vehicle loan, you do not have a visible impact regarding degree of your credit. In the event that you repay your mortgage, it doesnt affect your credit rating. Trying to increase credit and the subscription of those tools could be dead handy in for a much better monetary future, that could predict the decision which will induce a higher degree of rise in your credit.

With regards to the certain agency and solutions of their choice, and some businesses just report on a single associated with the three biggest credit reporting agencies and stating, although some may possibly provide usage of all three reports. Additionally, some businesses may improve your credit per day, while some can be less frequent updating associated with schedule. It is important to measure the company and also the services it gives to make sure you have the best price to generally meet your preferences.

Top protection against credit fraudulence can be obtained through Credit coverage Fraud , which will be a pioneer to keep your interest secure

Credit Fraud Cover – Utilizing Credit Fraud Coverage

In order to keep on keeping track of your credit reports in order to avoid any chance for a scam, or fraud, it’s highly recommended that you must use a credit fraudulence defense solution.

recently the credit fraudulence security has become more and more popular as it provides immediate alerts to men and women for changes in the credit. It really is a powerful way to monitor individual loans, history and potential. Overall, the national trade percentage takes about one year before the person gets mindful, he has grown to become among the numerous victims of identity theft.

These days, dozens of Us citizens fall prey to the kind of criminal activity every day; it appears that investing in credit tracking services is absolutely nothing when compared with the possibility losses of an identity theft.

Providers and information supplied by each of the credit fraudulence protection company will change, so it is important to compare the kind of information which provided in return for what is the thing you need.Some companies might provide usage of all 3 of this credit reporting agencies, while some may not.

It is vital to realize the way the outcome are utilized by more financial institutions and financing officials based on credit choices.One of the most useful benefits of utilizing credit fraud defense is some mind. Rather than residing a life thinking about the continued persecution of identity theft, you must utilize a monitoring solution to keep safe.

Tracking services and credit fraudulence security generally monitor new tasks, and address the modifications. It really is recommended that you should use these services, because identity theft can be difficult and annoying.the service should certainly effectively monitor credit and all sorts of associated activities, particularly to prevent identity theft.

It is always better to be safe than sorry; this is actually the most readily useful method avoiding identification theft and credit frauds, in the place of dropping your hard earned money along with your personal information getting used by unauthorized sources for illegal tasks.

If you are looking for a credit fraudulence security service then you must first get the information provided. Its highly desirable solution for identification theft to obtain information from the three significant credit agencies. How the solution monitors your details is also relevant.Monitoring the regularity of credit will increase the likelihood of early recognition.

Various services and programs additionally differ inside amount of times they release the reports boost the details, and provide some actual identity theft insurance in case makes a mistake and overlooked for a thief. Through study and contrast between different identification theft security services on the market, it’s possible to identify one which satisfies your unique requirements and budget.This will truly improve your reason for keeping safe from all frauds.

However, it is desirable to examine prior to making any choice, and in that way you’ll be able to to obtain the correct service in the market.

Credit fraud defense allows endless advantageous assets to an individual, and offers monitoring services along side protection for credit frauds .

Nice Credit Card Fraud photos

Check out these credit card fraud images:

Automated Postal Center and new Priority Mail box display
credit card fraud
Image by Aranami
The automated postal center is a custom-made platform by Wincor-Nixdorf based on one of their indoor ATM designs (a version of which can often be seen as a Chase ATM inside certain Target stores). It has an online internet-based connection that, according to the guy servicing it, interacts with postal systems in Washington D.C. through a secure connection.

The scale on the left was custom made just for the Post Office. It can support up to 200lbs, is accurate to a fraction of an ounce and is legal for trade. The scale is the big metal square on the left, there are also ruler markings embossed onto the metal edging on the platform.

There are three thermal label printers on the bottom. The leftmost slot dispenses package labels, these are the common 4"x6" vertical labels you see with the address and confirmation barcodes. The one labeled "forms" in the middle dispenses a combined Return Receipt and Certified Mail labels; the same label prints if you buy any of these services, and it has instructions on how to tear off and apply only the one’s you’ve paid for. Both of these print from rolls.

The "postage" slot underneath the screen dispenses 18-stamp "ATM stamp" panes of Forever Stamps. It can also dispense other denominations of stamps as IBI-stamps on tiny slips of sticker paper that are about 1.5" by 3". The IBI (Information Based Indicia) stamps have an DataMatrix barcode similar to the ones seen on the 4"x6" labels and on postage meters, however, these stamps can be used at any time.

Like PC postage stamps, APC stamps identify packages from a "known mailer" and may be used to mail items over 13 ounces without taking the package to a retail counter. This is because the APC takes your photo and only accepts credit/debit cards.

The camera is the black square under the screen in the center of the APC, and captures a still image when you reach the payment options screen. These images are retained for an unknown amount of time (the postal employee said he didn’t know how long) to deter fraud and prohibited materials. The APC also has software that measures the image and will not let you proceed to the payment screen if the image is too dark or the camera is not functional. So if you want to anonymously mail a bunch of fireworks and illegal drugs with your boss’s credit card, you’re out of luck.

Available services include:
Sending Domestic mail at most retail rates, including Package Services, First Class, Priority and Express, as long as it fits in the special chute at the right
Sending International mail for envelopes containing documents and correspondence only
Delivery Confirmation, Insured Mail, Certified Mail, Return receipt (electronic and physical)
Calculating rates for any package you are allowed to send with the APC
Sending packages with partial postage already on it (minimum purchase .00)
Buying sheets of 18 Forever stamps
Buying variable-denominated IBI postage stamps (minimum total .00)
Renew PO Box

Postal services that the APC does NOT provide:
Signature Confirmation (why?) – you may purchase a similar Return Receipt Electronic service only with Certified Mail or Insurance Over 0
International packages
Registered Mail
PO Box Application (available on the web, present ID to pick up keys)
Money Orders, DineroSeguro or any other financial services
Any packages that do not fit completed in the chute

Note: APC doesn’t take cash. There is a minimum purchase for credit card transactions.

No one remembers the real victims of Identity Theft and Credit Fraud: the cards.
credit card fraud
Image by jcolman