No Interest Credit Cards – too Good to be True?

No Interest Credit Cards - too Good to be True?

One of the biggest expenses when it comes to using credit cards, is the interest rate.
Depending on your credit worthiness, the APR can be more than 20%, which adds up quickly even if you only use your card once in a while.
In order to get the most for your money, it’s best to choose the credit cards with the lowest interest rates. Even better are no interest credit cards.
These cards are rare, but are available in different forms, including cards like the Citi Simplicity card which offers new cardholders 0% introductory APR for purchases and balance transfers for 21 months.
Other no interest cards include charge cards like the Premier Rewards Gold Card from American Express, which is a charge card with no interest. Another tip for avoiding interest is to pay your balance in full each month rather than carrying it from month to month.
In this way, even if you don’t have a no-interest credit card, you won’t pay interest on your purchases.
More info in our review

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The Credit Coach is affected and coached by Tre Man. We’ve helped countless folks start a different sort of road in life. In order that indicates we can in addition assist you to,
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Metro wellness Farm marketplace at Aquinas College in Grand Rapids Photo by Michigan Municipal League
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Image by Michigan Municipal League (MML)
The Michigan Municipal league is performing a few case studies or how-to reports about placemaking activities occurring throughout the Great Lakes State. The League recently completed an in-depth glance at the state’s quickly growing farmers marketplace activity. In performing the research, the League went to about 40 of this 300-plus markets in Michigan.

We took photographs of each and every market observed and generally are posting them here on flickr so your globe can see the significant part that farmers areas can play in creating vibrant communities. Go ahead and use any of these photographs from our recent visit the Metro wellness Aquinas university Farm marketplace in Grand Rapids. It unsealed come early july and is one of the most recent markets when you look at the state. We just ask that photo credit be provided with such as this: flickr photo/Michigan Municipal League,

You can view the farmers market case study right here: and a weblog and slideshow about the farmers markets right here:…. You can view all our how-to reports right here: Visit here to look at our flickr whole number of farmers marketplace photographs:…

Here are a few facts about this example and that which we discovered during our statewide farmers market trip in the summer of 2014:

The 300-plus farmers areas which exist in Michigan appear in all shapes and sizes. They’re in large metropolitan facilities and little villages. They pop up in parking lots, fields, roadsides, on primary road plus permanent, historic structures.

They offer standard farmers marketplace fare – corn, apples, maple syrup, potatoes, and pumpkins – while the unexpected – home made herbs, baby garments, fresh-caught fish, precious jewelry, plus sea-urchin. You could get your knives sharpened, that person coated plus groceries for the few days. At a farmers marketplace available old friends and fulfill brand new ones. And you may speak to owner just who grew the melon or flowers you’re considering buying.

Farmers areas may also assist produce a place for people to assemble and revitalize a community and present a financial boost to existing organizations and inspire brand-new merchants to open up.
Written down a how-to case study about Michigan Farmers Market for the Michigan Municipal League, i acquired the opportunity come july 1st to check out about 30 areas across our great condition. I saw lots of people pack into the new location when it comes to Flint Farmers marketplace to great fanfare because of its grand opening in downtown on June 21. We smelled the yummy salsa meal a female ended up being finding your way through the woman church fundraiser at Dansville Farmers Market. I saw a guy holding a rooster in Birmingham, a robotics group in Grand Blanc, violinists carrying out in East Lansing and Traverse City, and Spanish mackerel on sale within brand-new Downtown marketplace in Grand Rapids.

I’ve constantly enjoyed gonna farmers areas nevertheless the places and noises I practiced in my market tour come early july had been really inspirational, exciting and fun. While I saw numerous successful areas, I did encounter some that appeared to need a shot into the arm. I also attempted to visit a few areas that I ultimately discovered are not any longer functioning.

What exactly tends to make one market flourish as another withers regarding the vine?

The success or failure of a market can come down seriously to three terms: relations, relationships, connections, said Dru Montri, manager of Michigan Farmers Market Association, an East Lansing-based non-profit business that tracks and offers support to farmers markets through the condition.

Montri said the 320 farmers areas inside their information base this present year is a record high because the relationship formed and beginning monitoring farmers markets in 2006. While many close every year a lot more open.

“Farmers markets are based on connections,” Montri explained. “That’s a very important thing about markets, and it can also be many challenging element of markets. It’s interactions between farmers by themselves, interactions between suppliers as well as the marketplace administration, relationships between the marketplace manager and sponsors and connections between sellers and shoppers. All of those are extremely, important. Everyone loves farmers markets because of that. People love going and talking-to vendors exactly how things are cultivated.”

But Montri said when connections sour that can impact every thing in a market. An effective marketplace could have strong leaders who is able to create good connections on all levels. She proposes an industry have a board of administrators or consultative staff to oversee it.
Montri stated how many farmers areas in Michigan have doubled since 2006 for a couple of factors.

Those factors include an increase in consumer interest about in which and just how their particular food is made and prepared; an ever growing awareness among community leaders in regards to the value a farmers marketplace have in economic development and generating a sense of destination and neighborhood inside their city; and a need by farmers and vendors in direct marketing and advertising options, which tend to be profitable.

She thinks how many markets will continue to develop when it comes to foreseeable future, especially as more areas start to offer financial support programs to those who work in need, like the acceptance of SNAP Bridge Cards and associated services.

“There is these types of a large number of customers who possessn’t also yet considered shopping at farmers areas,” Montri said. “As long as we possess potential to carry a lot more people into farmers areas, we have the opportunity to increase the number of markets. Providing we’re strategic about growth, we could stay away from these saturation points. But, starting market a mile far from a current marketplace on the same day’s the week, as an example, may cause over saturation.”

This post and associated example ended up being written by Matt Bach, manager of media relations for Michigan Municipal League. They can be reached at

Cool Good Credit images

Some cool good credit images:

Colours of Peace
good credit
Image by Vincent_AF
Japanese children all over the country create these little crane birds of paper in memory of Sadako Sasaki. Sadako and the paper crane birds became a symbol for world peace in Japan after her death in 1955.

Feel free to use this image as you wish! I only ask you to credit me by linking back to my flickr account or my website Thanks!

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Straight from Wikipedia:

Sadako Sasaki (佐々木 禎子, Sasaki Sadako?, January 7, 1943 – October 25, 1955) was a Japanese girl who was two years old when the atomic bomb was dropped on August 6, 1945, near her home by Misasa Bridge in Hiroshima, Japan.

At the time of the explosion Sadako was at home, about one mile from Ground Zero. By November 1954, chicken pox had developed on her neck and behind her ears. Then in January 1955, purple spots had started to form on her legs. Subsequently, she was diagnosed with leukemia, which her mother referred to as "an atom bomb disease."[1] She was hospitalized on February 21, 1955, and given, at the most, a year to live.

On August 3, 1955, Sadako’s best friend Chizuko Hamamoto came to the hospital to visit and cut a golden piece of paper into a square and folded it into a paper crane. At first Sadako didn’t understand why Chizuko was doing this but then Chizuko retold the story about the paper cranes. Inspired by the crane, she started folding them herself, spurred on by the Japanese saying that one who folded 1,000 cranes was granted a wish. A popular version of the story is that she fell short of her goal of folding 1,000 cranes, having folded only 644 before her death, and that her friends completed the 1,000 and buried them all with her. This comes from the book Sadako and the Thousand Paper Cranes. An exhibit which appeared in the Hiroshima Peace Memorial Museum stated that by the end of August, 1955, Sadako had achieved her goal and continued to fold more cranes.

Though she had plenty of free time during her days in the hospital to fold the cranes, she lacked paper. She would use medicine wrappings and whatever else she could scrounge up. This included going to other patients’ rooms to ask to use the paper from their get-well presents. Chizuko would bring paper from school for Sadako to use.

During her time in the hospital her condition progressively worsened. Around mid-October her left leg became swollen and turned purple. After her family urged her to eat something, Sadako requested tea on rice and remarked "It’s good." Those were her last words. With her family around her, Sadako died on the morning of October 25, 1955 at the age of 12.

memento mori
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Image by The hills are alive*

Kind Good Credit pictures

Some cool great credit images:

Tibet-5363 – any person need a scarf?
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Image by archer10 (Dennis) 100M Views
PLEASE, NO invites or self offers, THEY’LL BE DELETED. My photographs are liberated to make use of, simply provide me credit and it also is great in the event that you let me know, many thanks.

On the road to Lhasa we ended at this site and saw the big bias relief-carving of Shakyamuni Buddha. It was wen the reality to be in Tibet came over me personally, wow. The long white things are the silk scarves leaving all of them here is an offering and will bring good-luck, I got one during the airport. Lhasa, Tibet

The obvious containers right in front are for offerings to Shakyamuni Buddha.

Israel-05812 – Entry Square
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Image by archer10 (Dennis) 100M Views
PLEASE, NO invites or self promotions, THEY WILL BE DELETED. My pictures tend to be liberated to use, just provide me credit and it will be good if you inform me, many thanks.

Here is the primary entrance square to the “commandant’s headquarters”. At this time he could get a handle on the accessibility of people to the palace and oversee the unloading of goods at the entrance on storerooms.

Nice Good Credit Credit Card photos

A few nice good credit credit card images I found:

Check Credit
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Image by cafecredit
Photo by CafeCredit under CC 2.0

You can use this photo for FREE under Creative Commons license. Make sure to give proper author attribution to

Thank you for respecting Creative Commons license.

P.S. Need more photos like this? Check out my flickr profile page.

When you attempt to make a large purchase such as an automobile for example, the company will check your credit to ensure that you’re in good standing to make the purchase. Credit is also checked when you apply for credit cards by the credit card company to ensure you can make payments on time.

Web shots08068
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Image by ajschroetlin
The Chalk Bluffs early in the morning.

Taken on a trip to the Miracle Mile in Wyoming on the last weekend in March of 08 with a few of my pals. The fishing was no good because of the weather but it created ideal conditions for me.
So this place is somewhere my family has been taking me forever. My grandparents have a little Airstream trailer that sits up at the river year round. Propane heat, oven and stove. Roughing it, with a little comfort mixed in.
Conditions can be pretty rough, both in summer and winter…..and in March! It’s a long way out on dirt roads that see VERY little activity. If you break down it could be a day before you see anyone. On this trip we were reminded of just how vulnerable we as humans are to nature.

On Sunday, the day we planned to leave, we awoke to a little snow on the ground and pretty cold temperatures. It really wasn’t sticking to the ground though. The boys weren’t afraid and they tried their luck at the fishing again that morning. After a few hours they called it quits and we started to pack up and clean the trailer. My buddy really wanted to try and land a fish in the tough conditions so he went down to the river to try one last time before we headed home.
I joined him, to try and take a few photos of him fishing in the snow. As soon as we got to the river the snow picked up a little. Then a lot. He had barely gotten himself into the freezing cold water before he turned around and looked at me like, "Holy $%@#, we should probably get out of here!"
And we did. We locked up the trailer and hit the road.

Now my buddies were in a 4 wheel drive Jeep and I was in a front wheel drive Altima. No chains. We drove in on dry roads and we were leaving in blizzard conditions. There are a few different roads leading out of the Mile and I had to choose which one to take. One road takes you up and over a pass but once you get over the pass the roads are paved and it’s the shortest route. The other way is pretty flat but it’s out on the plains and many times the road drifts over and it’s hard to see where the road is. Sometimes the drifts are 10 feet tall and then you’re screwed, for lack of a better term. So I thought we’d try our luck at the pass. Yeah, not so much. The first major hill and my car started spinning about three quarters of the way up. Luckily we hadn’t gone down that road long before we realized it was not an option.

We turned around, or rather my car did a donut and turned me around and we headed the other way. I’ve driven in white out conditions before but nothing prepared me for the journey I, and my trusty friends, would take. Just like I suspected the road was full of drifts and with the blizzard conditions visibility was next to nothing. For two and a half hours I followed a few little bushes sticking out of the road hoping that I was on the right path. Honestly it was hard to see if I was on the road or out in the prairie. White as white could be.

We made it off of the dirt roads and to a little town called Hanna. Now if you’ve ever been to Wyoming you know that outside of a few of the "major" cities, EVERYTHING closes down at 6pm on a Sunday. We rolled into town about 5:55. Just enough time for me to get a pack of smokes at the grocery store and trust me I needed them. The folks at the store told us EVERY road out of Hanna was closed. Hanna has NO motels. None. I was pretty sure I was sleeping in my car that night cuddled up to my furry dog.

At this point we needed gas too. I always fill my tank before I head out on the dirt roads because I know what can happen. No real gas stations in Hanna but they do have a few pumps that take a credit card. That works, if only the pumps worked. No luck.

So we decided to drive a few more miles to Interstate 80 because we figured that was our best option. Luckily the highway ramp wasn’t closed and we decided to press our luck and try and get to Laramie which was about 70 miles away. Laramie was the only gas or lodging available. I had less than a quarter tank.

Actually I-80 was the best driving conditions we saw but that really isn’t saying much. Visibility was a little better though. We made it to Laramie, and gas, and we were again told that all roads out of Laramie were closed. Hundred of semis, cars and trucks sat at on ramps around Laramie. We decided to call Wyoming Dep’t of Transportation to see if Highway 287 was open. They said yes but probably not for long. We made it out of Laramie and got past the gates before they closed them. I’m not sure if that was a good thing or not, looking back.

By now it was dark, very cold, and the wind was blowing like crazy. My buddy took the lead because he had the 4 wheel drive and better headlights. The snow was whipping around and making it really hard to see. We had to drive a little ways, find a road marker, drive a little more till we spotted the next. Most cars in the other lane were stopped with their hazard lights on. We kept on trucking. Up and over the pass we went. We drove through piles of drifted snow. The wind howled like I’ve never seen it before. At one point it literally moved my car about 4 feet. Slid it right along the frozen ground. All of a sudden I was in the oncoming lane, or what I thing was the oncoming lane. Scary stuff.

So we finally made it back to Fort Collins. The wicked conditions didn’t let up until we reached the city limits. A trip that usually takes three and half hours took almost seven!
Seven hours of hunching over the steering wheel to see out of the windshield. Seven hours of gripping that steering wheel like it was a piece of rope and I was dangling over the edge. 🙂

I’m glad I had a few friends that didn’t panic and knew what they were doing. I’ve never been so glad to be home from a trip.

Thanks for reading my story.

What is a balance transfer? Is it a good idea? – Credit Card Insider

See our favorite balance transfer cards here:

And learn more about balance transfers here:

Today’s video is all about balance transfers on credit cards:
– What is a balance transfer offer?
– Why would I want to transfer a balance?
– Is a balance transfer a good idea?

Balance transfers with 0% APR periods may sound like a great idea in the short term, but they’re only helpful in the long term if you have a solid plan for how you’re going to pay off the debt before the 0% period runs out!

See what your credit card offers say about your credit:

Every Thursday we answer YOUR credit questions. Email us or comment with your questions and we may answer your question on YouTube!

To learn about credit scores, credit reports, managing debt, and how credit cards work, check out our learn section at

If you’re looking for a credit card, start your search at

Join our community!


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Some trendy complimentary credit rating score federal government images:

Steven F. Udvar-Hazy Center: B-29 Superfortress “Enola Gay” scenic view

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free credit score government In the P-38 Lockheed designer Clarence “” Kelly” Johnson as well as his group of designers created one of the most successful twin-engine competitors ever flown by any type of country. From 1942 to 1945, U. S. Army Air Forces pilots flew P-38s over Europe, the Mediterranean, and also the Pacific, and from the frozen Aleutian Islands to the sun-baked deserts of North Africa. Lightning pilots in the Pacific theater downed a lot more Japanese airplane than pilots flying any kind of various other Allied warplane.

Maj. Richard I. Bong, The U.S.A.’s leading boxer ace, flew this P-38J-10-LO on April 16, 1945, at Wright Field, Ohio, to examine an experimental technique of interconnecting the activity of the throttle and also prop control levers. Nonetheless, his appropriate engine blew up in flight before he can carry out the experiment.

Transferred from the USA Flying force.


Physical Summary:
Twin-tail boom and twin-engine boxer; tricycle landing equipment.

– – – – -.

Pricing estimate < a href="" rel =" nofollow" > Smithsonian National Air and also Room Gallery|Boeing B-29 Superfortress “” Enola Gay”“:

. Boeing’s B-29 Superfortress was one of the most advanced propeller-driven bombing plane of World War II and the very first bomber to house its crew in pressurized areas. Although designed to combat in the European cinema, the B-29 discovered its particular niche beyond of the globe. In the Pacific, B-29s delivered a variety of airborne weapons: conventional bombs, incendiary bombs, mines, and two nuclear tools.

On August 6, 1945, this Martin-built B-29-45-MO went down the very first atomic tool utilized in fight on Hiroshima, Japan. 3 days later on, Bockscar (on display at the United States Air Pressure Museum near Dayton, Ohio) dropped a 2nd atomic bomb on Nagasaki, Japan. Enola Gay flew as the advancement weather condition reconnaissance aircraft that day. A 3rd B-29, The Great Artist, flew as an observation aircraft on both goals.

Moved from the USA Air Pressure.

< a href="" rel=" nofollow" > Boeing Airplane Co.< a href="" rel=" nofollow" > Martin Co., Omaha, Nebr.


Native land:
United States of America.

Overall: 900 x 3020cm, 32580kg, 4300cm (29ft 6 5/16 in. x 99ft 1in., 71825.9 lb., 141ft 15/16in.).

Sleek overall light weight aluminum surface.

Physical Summary:
Four-engine hefty bombing plane with semi-monoqoque fuselage and high-aspect proportion wings. Refined aluminum finish overall, basic late-World Battle II Military Air Forces insignia on wings and also aft body and also identification number on vertical fin; 509th Composite Group markings paintinged in black; “” Enola Gay”” in black, block letters on lower left nose.

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