Where to get refinancing mortgage loans online

mortgage refinance
by ghwpix

Refinancing a mortgage can be a really beneficial way of making the interest rate of that mortgage you has become lower and more manageable. This means that you can actually go about reducing your monthly payments on your existing home mortgage. This, of course is going to mean that you will need to no longer make yet another major financial decision because it’s all about taking out another loan. You are going to also need to study your options carefully and get information on how and why you should be getting a refinance. On top of all of that, you are going to have to know when the right time is for an affordable refinancing mortgage program.

Now, the real reason why you are going to need to get some information on these refinancing mortgage loans is that you should be trying to get the best rates that are possible. With the economy the way that it currently as it is, you are going to need to make certain that you can get a mortgage refinance loan that has a fixed mortgage rate while also looking to the offers that will be able to help you reduce your monthly payments. You can even look into reducing the amount of time that it takes for repaying your refinancing mortgage loan.

You can also go about obtaining a mortgage refinance loan from different types of financial lenders including thrift institutions, commercial banks, mortgage companies, and even credit unions. These types of loans can also be arranged through the use of mortgage brokers. They will be able to help with mediating you and the financial lender instead of dealing with directly lending you finances. One advantage of getting a mortgage refinance loan through a broker is that the broker has access to a wider selection of financial lenders and can arrange for loan products with better terms and conditions.

Usually, you can simply visit a financial adviser who you can trust to help you find the best possible deals as well as interest rates. Just make absolutely certain that they are going to be guiding you correctly and that they will provide you with all of the resources that you are going to need in order to make that decision to enter an affordable refinancing mortgage program on your home mortgage. It is particularly advisable for you to look for a good deal on a home refinance if you are currently having some trouble with meeting your existing mortgage refinance loan payments.

Alicia Pinder specializes in showing homeowners how to avoid costly mortgage mistakes and predatory lenders. For a free copy of “Mortgage Refinance Loan – What You Need to Know,” which teaches strategies to find the best mortgage and save thousands of dollars in the process, visit http://www.refinanceitt.com

Nice Credit Report Online photos

A few nice credit report online images I found:

Uganda – Regional Meeting on Sustainable Development in African Mountain Regions, November 2011 (Atari Village)
credit report online
Image by Mountain Partnership
Twenty years on from the first “Earth Summit” (Rio 1992) and in preparation to the Rio+20 Summit (June 2012), a World Mountain Conference was convened within the framework of the Mountain Partnership from 11 to 12 October 2011 in Lucerne, Switzerland. The main organizers of the event were the Swiss Agency for Development and Cooperation (SDC) and the Swiss Federal Office for Spatial Development (ARE). With more than 100 participants representing governments, non-governmental organizations, academia, civil society, politics, business and the United Nations system, the two-day conference was intended to help mountains stand tall on the Rio+20 agenda, said Dr Daniel Maselli from the SDC.

On this occasion, a number of reports focusing on different mountain regions worldwide were presented and discussed and a Call for Action was prepared by the Conference Secretariat based on the inputs received by participants and experts. Mountains are trans-boundary and interdisciplinary, said Brice Lalonde, former Minister for Environment in France and Executive Coordinator for Rio+20. Therefore, the mountain voice must speak out in the context of international negotiations on water, energy, food security, planet monitoring, social issues and risk preparedness.

The Mountain Partnership invited its Members to include mountain-related inputs taken from the Call for Action in their submissions to the Compilation Document for UNCSD Rio+20. As a result, the word “mountain” occurred 2,728 times in 71 submissions. The Compilation Document formed the basis for the Zero Draft of the Outcome Document of Rio+20. On 10 January, the Zero Draft was made available online, with a whole paragraph directly addressing mountains.

Read more on the Lucerne World Mountain Conference
www.mountainpartnership.org/eventspage/lucerne.html

Read more on the Mountain Partnership’s involvement in the Rio+20 process
www.mountainpartnership.org/eventspage/rio/indexen.html

Photo credit: ©MPCAH/Alma Karsymbek

You are welcome to use the photos from the Mountain Partnership photo gallery for non-commercial use. Please provide appropriate attribution, including the name of the photographer.

Banksy in Boston: View of F̶O̶L̶L̶O̶W̶ ̶Y̶O̶U̶R̶ ̶D̶R̶E̶A̶M̶S̶ CANCELLED on Essex St, Chinatown, Boston, with rush hour traffic
credit report online
Image by Chris Devers
Interestingly, both of the Boston area Banksy pieces are on Essex St:

F̶O̶L̶L̶O̶W̶ ̶Y̶O̶U̶R̶ ̶D̶R̶E̶A̶M̶S̶ CANCELLED (aka chimney sweep) in Chinatown, Boston
NO LOITRIN in Central Square, Cambridge.

Does that mean anything? It looks like he favors Essex named streets & roads when he can. In 2008, he did another notable Essex work in London, for example, and posters on the Banksy Forums picked up & discussed on the Essex link as well.

Is there an Essex Street in any of the other nearby towns? It looks like there are several: Brookline, Charlestown, Chelsea, Gloucester, Haverhill, Lawrence, Lynn, Medford, Melrose, Quincy, Revere, Salem, Saugus, Somerville, Swampscott, and Waltham. Most of these seem improbable to me, other than maybe Brookline, or maybe Somerville or Charlestown. But they start getting pretty suburban after that.

But, again, why "Essex"? In a comment on this photo, Birbeck helps clarify:

I can only surmise that he’s having a ‘dig’ at Essex UK, especially with the misspelling of ‘Loitering’. Here, the general view of the urban districts in Essex: working class but with right wing views; that they’re not the most intellectual bunch; rather obsessed with fashion (well, their idea of it); their place of worship is the shopping mall; enjoy rowdy nights out; girls are thought of as being dumb, fake blonde hair/tans and promiscuous; and guys are good at the ‘chit chat’, and swagger around showing off their dosh (money).

It was also the region that once had Europe’s largest Ford motor factory. In its heyday, 1 in 3 British cars were made in Dagenham, Essex. Pay was good for such unskilled labour, generations worked mind-numbing routines on assembly lines for 80 years. In 2002 the recession ended the dream.

• • • • •

This photo appeared on Grafitti – A arte das ruas on Yahoo Meme. Yes, Yahoo has a Tumblr/Posterous-esque "Meme" service now — I was as surprised as you are.

• • • • •

Banksy
From Wikipedia, the free encyclopedia

Banksy
Birth name
Unknown

Born
1974 or 1975 (1974 or 1975), Bristol, UK[1]

Nationality
British

Field
Graffiti
Street Art
Bristol underground scene
Sculpture

Movement
Anti-Totalitarianism
Anti-capitalism
Pacifism
Anti-War
Anarchism
Atheism
Anti-Fascism

Works
Naked Man Image
One Nation Under CCTV
Anarchist Rat
Ozone’s Angel
Pulp Fiction

Banksy is a pseudonymous[2][3][4] British graffiti artist. He is believed to be a native of Yate, South Gloucestershire, near Bristol[2] and to have been born in 1974,[5] but his identity is unknown.[6] According to Tristan Manco[who?], Banksy "was born in 1974 and raised in Bristol, England. The son of a photocopier technician, he trained as a butcher but became involved in graffiti during the great Bristol aerosol boom of the late 1980s."[7] His artworks are often satirical pieces of art on topics such as politics, culture, and ethics. His street art, which combines graffiti writing with a distinctive stencilling technique, is similar to Blek le Rat, who began to work with stencils in 1981 in Paris and members of the anarcho-punk band Crass who maintained a graffiti stencil campaign on the London Tube System in the late 1970s and early 1980s. His art has appeared in cities around the world.[8] Banksy’s work was born out of the Bristol underground scene which involved collaborations between artists and musicians.

Banksy does not sell photos of street graffiti.[9] Art auctioneers have been known to attempt to sell his street art on location and leave the problem of its removal in the hands of the winning bidder.[10]

Banksy’s first film, Exit Through The Gift Shop, billed as "the world’s first street art disaster movie", made its debut at the 2010 Sundance Film Festival.[11] The film was released in the UK on March 5.[12]

Contents

1 Career
•• 1.1 2000
•• 1.2 2002
•• 1.3 2003
•• 1.4 2004
•• 1.5 2005
•• 1.6 2006
•• 1.7 2007
•• 1.8 2008
•• 1.9 2009
•• 1.10 2010
2 Notable art pieces
3 Technique
4 Identity
5 Controversy
6 Bibliography
7 References
8 External links

Career

Banksy started as a freehand graffiti artist 1992–1994[14] as one of Bristol’s DryBreadZ Crew (DBZ), with Kato and Tes.[15] He was inspired by local artists and his work was part of the larger Bristol underground scene. From the start he used stencils as elements of his freehand pieces, too.[14] By 2000 he had turned to the art of stencilling after realising how much less time it took to complete a piece. He claims he changed to stencilling whilst he was hiding from the police under a train carriage, when he noticed the stencilled serial number[16] and by employing this technique, he soon became more widely noticed for his art around Bristol and London.[16]

Stencil on the waterline of The Thekla, an entertainment boat in central Bristol – (wider view). The image of Death is based on a 19th century etching illustrating the pestilence of The Great Stink.[17]

Banksy’s stencils feature striking and humorous images occasionally combined with slogans. The message is usually anti-war, anti-capitalist or anti-establishment. Subjects often include rats, monkeys, policemen, soldiers, children, and the elderly.

In late 2001, on a trip to Sydney and Melbourne, Australia, he met up with the Gen-X pastellist, visual activist, and recluse James DeWeaver in Byron Bay[clarification needed], where he stencilled a parachuting rat with a clothes peg on its nose above a toilet at the Arts Factory Lodge. This stencil can no longer be located. He also makes stickers (the Neighbourhood Watch subvert) and sculpture (the murdered phone-box), and was responsible for the cover art of Blur’s 2003 album Think Tank.

2000

The album cover for Monk & Canatella‘s Do Community Service was conceived and illustrated by Banksy, based on his contribution to the "Walls on fire" event in Bristol 1998.[18][citation needed]

2002

On 19 July 2002, Banksy’s first Los Angeles exhibition debuted at 33 1/3 Gallery, a small Silverlake venue owned by Frank Sosa. The exhibition, entitled Existencilism, was curated by 33 1/3 Gallery, Malathion, Funk Lazy Promotions, and B+.[19]

2003

In 2003 in an exhibition called Turf War, held in a warehouse, Banksy painted on animals. Although the RSPCA declared the conditions suitable, an animal rights activist chained herself to the railings in protest.[20] He later moved on to producing subverted paintings; one example is Monet‘s Water Lily Pond, adapted to include urban detritus such as litter and a shopping trolley floating in its reflective waters; another is Edward Hopper‘s Nighthawks, redrawn to show that the characters are looking at a British football hooligan, dressed only in his Union Flag underpants, who has just thrown an object through the glass window of the cafe. These oil paintings were shown at a twelve-day exhibition in Westbourne Grove, London in 2005.[21]

2004

In August 2004, Banksy produced a quantity of spoof British £10 notes substituting the picture of the Queen’s head with Princess Diana‘s head and changing the text "Bank of England" to "Banksy of England." Someone threw a large wad of these into a crowd at Notting Hill Carnival that year, which some recipients then tried to spend in local shops. These notes were also given with invitations to a Santa’s Ghetto exhibition by Pictures on Walls. The individual notes have since been selling on eBay for about £200 each. A wad of the notes were also thrown over a fence and into the crowd near the NME signing tent at The Reading Festival. A limited run of 50 signed posters containing ten uncut notes were also produced and sold by Pictures on Walls for £100 each to commemorate the death of Princess Diana. One of these sold in October 2007 at Bonhams auction house in London for £24,000.

2005

In August 2005, Banksy, on a trip to the Palestinian territories, created nine images on Israel’s highly controversial West Bank barrier. He reportedly said "The Israeli government is building a wall surrounding the occupied Palestinian territories. It stands three times the height of the Berlin Wall and will eventually run for over 700km—the distance from London to Zurich. "[22]

2006

• Banksy held an exhibition called Barely Legal, billed as a "three day vandalised warehouse extravaganza" in Los Angeles, on the weekend of 16 September. The exhibition featured a live "elephant in a room", painted in a pink and gold floral wallpaper pattern.[23]
• After Christina Aguilera bought an original of Queen Victoria as a lesbian and two prints for £25,000,[24] on 19 October 2006 a set of Kate Moss paintings sold in Sotheby’s London for £50,400, setting an auction record for Banksy’s work. The six silk-screen prints, featuring the model painted in the style of Andy Warhol‘s Marilyn Monroe pictures, sold for five times their estimated value. His stencil of a green Mona Lisa with real paint dripping from her eyes sold for £57,600 at the same auction.[25]
• In December, journalist Max Foster coined the phrase, "the Banksy Effect", to illustrate how interest in other street artists was growing on the back of Banksy’s success.[26]

2007

• On 21 February 2007, Sotheby’s auction house in London auctioned three works, reaching the highest ever price for a Banksy work at auction: over £102,000 for his Bombing Middle England. Two of his other graffiti works, Balloon Girl and Bomb Hugger, sold for £37,200 and £31,200 respectively, which were well above their estimated prices.[27] The following day’s auction saw a further three Banksy works reach soaring prices: Ballerina With Action Man Parts reached £96,000; Glory sold for £72,000; Untitled (2004) sold for £33,600; all significantly above estimated values.[28] To coincide with the second day of auctions, Banksy updated his website with a new image of an auction house scene showing people bidding on a picture that said, "I Can’t Believe You Morons Actually Buy This Shit."[6]
• In February 2007, the owners of a house with a Banksy mural on the side in Bristol decided to sell the house through Red Propeller art gallery after offers fell through because the prospective buyers wanted to remove the mural. It is listed as a mural which comes with a house attached.[29]
• In April 2007, Transport for London painted over Banksy’s iconic image of a scene from Quentin Tarantino‘s Pulp Fiction, with Samuel L. Jackson and John Travolta clutching bananas instead of guns. Although the image was very popular, Transport for London claimed that the "graffiti" created "a general atmosphere of neglect and social decay which in turn encourages crime" and their staff are "professional cleaners not professional art critics".[30] Banksy tagged the same site again (pictured at right). This time the actors were portrayed as holding real guns instead of bananas, but they were adorned with banana costumes. Banksy made a tribute art piece over this second Pulp Fiction piece. The tribute was for 19-year-old British graffiti artist Ozone, who was hit by an underground train in Barking, East London, along with fellow artist Wants, on 12 January 2007.[31] The piece was of an angel wearing a bullet-proof vest, holding a skull. He also wrote a note on his website, saying:

The last time I hit this spot I painted a crap picture of two men in banana costumes waving hand guns. A few weeks later a writer called Ozone completely dogged it and then wrote ‘If it’s better next time I’ll leave it’ in the bottom corner. When we lost Ozone we lost a fearless graffiti writer and as it turns out a pretty perceptive art critic. Ozone – rest in peace.[citation needed]

Ozone’s Angel

• On 27 April 2007, a new record high for the sale of Banksy’s work was set with the auction of the work Space Girl & Bird fetching £288,000 (US6,000), around 20 times the estimate at Bonhams of London.[32]
• On 21 May 2007 Banksy gained the award for Art’s Greatest living Briton. Banksy, as expected, did not turn up to collect his award, and continued with his notoriously anonymous status.
• On 4 June 2007, it was reported that Banksy’s The Drinker had been stolen.[33][34]
• In October 2007, most of his works offered for sale at Bonhams auction house in London sold for more than twice their reserve price.[35]

• Banksy has published a "manifesto" on his website.[36] The text of the manifesto is credited as the diary entry of one Lieutenant Colonel Mervin Willett Gonin, DSO, which is exhibited in the Imperial War Museum. It describes how a shipment of lipstick to the Bergen-Belsen concentration camp immediately after its liberation at the end of World War II helped the internees regain their humanity. However, as of 18 January 2008, Banksy’s Manifesto has been substituted with Graffiti Heroes #03 that describes Peter Chappell’s graffiti quest of the 1970s that worked to free George Davis of his imprisonment.[37] By 12 August 2009 he was relying on Emo Phillips’ "When I was a kid I used to pray every night for a new bicycle. Then I realised God doesn’t work that way, so I stole one and prayed for forgiveness."
• A small number of Banksy’s works can be seen in the movie Children of Men, including a stenciled image of two policemen kissing and another stencil of a child looking down a shop.
• In the 2007 film Shoot ‘Em Up starring Clive Owen, Banksy’s tag can be seen on a dumpster in the film’s credits.
• Banksy, who deals mostly with Lazarides Gallery in London, claims that the exhibition at Vanina Holasek Gallery in New York (his first major exhibition in that city) is unauthorised. The exhibition featured 62 of his paintings and prints.[38]

2008

• In March, a stencilled graffiti work appeared on Thames Water tower in the middle of the Holland Park roundabout, and it was widely attributed to Banksy. It was of a child painting the tag "Take this Society" in bright orange. London Borough of Hammersmith and Fulham spokesman, Councillor Greg Smith branded the art as vandalism, and ordered its immediate removal, which was carried out by H&F council workmen within three days.[39]
• Over the weekend 3–5 May in London, Banksy hosted an exhibition called The Cans Festival. It was situated on Leake Street, a road tunnel formerly used by Eurostar underneath London Waterloo station. Graffiti artists with stencils were invited to join in and paint their own artwork, as long as it didn’t cover anyone else’s.[40] Artists included Blek le Rat, Broken Crow, C215, Cartrain, Dolk, Dotmasters, J.Glover, Eine, Eelus, Hero, Pure evil, Jef Aérosol, Mr Brainwash, Tom Civil and Roadsworth.[citation needed]
• In late August 2008, marking the third anniversary of Hurricane Katrina and the associated levee failure disaster, Banksy produced a series of works in New Orleans, Louisiana, mostly on buildings derelict since the disaster.[41]
• A stencil painting attributed to Banksy appeared at a vacant petrol station in the Ensley neighbourhood of Birmingham, Alabama on 29 August as Hurricane Gustav approached the New Orleans area. The painting depicting a hooded member of the Ku Klux Klan hanging from a noose was quickly covered with black spray paint and later removed altogether.[42]
• His first official exhibition in New York, the "Village Pet Store And Charcoal Grill," opened 5 October 2008. The animatronic pets in the store window include a mother hen watching over her baby Chicken McNuggets as they peck at a barbecue sauce packet, and a rabbit putting makeup on in a mirror.[43]
• The Westminster City Council stated in October 2008 that the work "One Nation Under CCTV", painted in April 2008 will be painted over as it is graffiti. The council says it will remove any graffiti, regardless of the reputation of its creator, and specifically stated that Banksy "has no more right to paint graffiti than a child". Robert Davis, the chairman of the council planning committee told The Times newspaper: "If we condone this then we might as well say that any kid with a spray can is producing art". [44] The work was painted over in April 2009.
• In December 2008, The Little Diver, a Banksy image of a diver in a duffle coat in Melbourne Australia was vandalised. The image was protected by a sheet of clear perspex, however silver paint was poured behind the protective sheet and later tagged with the words "Banksy woz ere". The image was almost completely destroyed.[45].

2009

• May 2009, parts company with agent Steve Lazarides. Announces Pest Control [46] the handling service who act on his behalf will be the only point of sale for new works.
• On 13 June 2009, the Banksy UK Summer show opened at Bristol City Museum and Art Gallery, featuring more than 100 works of art, including animatronics and installations; it is his largest exhibition yet, featuring 78 new works.[47][48] Reaction to the show was positive, with over 8,500 visitors to the show on the first weekend.[49] Over the course of the twelve weeks, the exhibition has been visited over 300,000 times.[50]
• In September 2009, a Banksy work parodying the Royal Family was partially destroyed by Hackney Council after they served an enforcement notice for graffiti removal to the former address of the property owner. The mural had been commissioned for the 2003 Blur single "Crazy Beat" and the property owner, who had allowed the piece to be painted, was reported to have been in tears when she saw it was being painted over.[51]
• In December 2009, Banksy marked the end of the 2009 United Nations Climate Change Conference by painting four murals on global warming. One included "I don’t believe in global warming" which was submerged in water.[52]

2010

• The world premiere of the film Exit Through the Gift Shop occurred at the Sundance Film Festival in Park City, Utah, on 24 January. He created 10 street pieces around Park City and Salt Lake City to tie in with the screening.[53]
• In February, The Whitehouse public house in Liverpool, England, is sold for £114,000 at auction.[54] The side of the building has an image of a giant rat by Banksy.[55]
• In April 2010, Melbourne City Council in Australia reported that they had inadvertently ordered private contractors to paint over the last remaining Banksy art in the city. The image was of a rat descending in a parachute adorning the wall of an old council building behind the Forum Theatre. In 2008 Vandals had poured paint over a stencil of an old-fashioned diver wearing a trenchcoat. A council spokeswoman has said they would now rush through retrospective permits to protect other “famous or significant artworks” in the city.[56]
• In April 2010 to coincide with the premier of Exit through the Gift Shop in San Francisco, 5 of his pieces appeared in various parts of the city.[57] Banksy reportedly paid a Chinatown building owner for the use of their wall for one of his stencils.[58]
• In May 2010 to coincide with the release of "Exit Through the Gift Shop" in Chicago, one piece appeared in the city.

Notable art pieces

In addition to his artwork, Banksy has claimed responsibility for a number of high profile art pieces, including the following:

• At London Zoo, he climbed into the penguin enclosure and painted "We’re bored of fish" in seven foot high letters.[59]
• At Bristol Zoo, he left the message ‘I want out. This place is too cold. Keeper smells. Boring, boring, boring.’ in the elephant enclosure.[60]
• In March 2005, he placed subverted artworks in the Museum of Modern Art, Metropolitan Museum of Art, the Brooklyn Museum, and the American Museum of Natural History in New York.[61]
• He put up a subverted painting in London’s Tate Britain gallery.
• In May 2005 Banksy’s version of a primitive cave painting depicting a human figure hunting wildlife whilst pushing a shopping trolley was hung in gallery 49 of the British Museum, London. Upon discovery, they added it to their permanent collection.[62]

Near Bethlehem – 2005

• Banksy has sprayed "This is not a photo opportunity" on certain photograph spots.
• In August 2005, Banksy painted nine images on the Israeli West Bank barrier, including an image of a ladder going up and over the wall and an image of children digging a hole through the wall.[22][63][64][65]

See also: Other Banksy works on the Israeli West Bank barrier

• In April 2006, Banksy created a sculpture based on a crumpled red phone box with a pickaxe in its side, apparently bleeding, and placed it in a street in Soho, London. It was later removed by Westminster Council. BT released a press release, which said: "This is a stunning visual comment on BT’s transformation from an old-fashioned telecommunications company into a modern communications services provider."[66]
• In June 2006, Banksy created an image of a naked man hanging out of a bedroom window on a wall visible from Park Street in central Bristol. The image sparked some controversy, with the Bristol City Council leaving it up to the public to decide whether it should stay or go.[67] After an internet discussion in which 97% (all but 6 people) supported the stencil, the city council decided it would be left on the building.[67] The mural was later defaced with paint.[67]
• In August/September 2006, Banksy replaced up to 500 copies of Paris Hilton‘s debut CD, Paris, in 48 different UK record stores with his own cover art and remixes by Danger Mouse. Music tracks were given titles such as "Why am I Famous?", "What Have I Done?" and "What Am I For?". Several copies of the CD were purchased by the public before stores were able to remove them, some going on to be sold for as much as £750 on online auction websites such as eBay. The cover art depicted Paris Hilton digitally altered to appear topless. Other pictures feature her with a dog’s head replacing her own, and one of her stepping out of a luxury car, edited to include a group of homeless people, which included the caption "90% of success is just showing up".[68][69][70]
• In September 2006, Banksy dressed an inflatable doll in the manner of a Guantanamo Bay detainment camp prisoner (orange jumpsuit, black hood, and handcuffs) and then placed the figure within the Big Thunder Mountain Railroad ride at the Disneyland theme park in Anaheim, California.[71][72]

Technique

Asked about his technique, Banksy said:

“I use whatever it takes. Sometimes that just means drawing a moustache on a girl’s face on some billboard, sometimes that means sweating for days over an intricate drawing. Efficiency is the key.[73]

Stencils are traditionally hand drawn or printed onto sheets of acetate or card, before being cut out by hand. Because of the secretive nature of Banksy’s work and identity, it is uncertain what techniques he uses to generate the images in his stencils, though it is assumed he uses computers for some images due to the photocopy nature of much of his work.

He mentions in his book, Wall and Piece, that as he was starting to do graffiti, he was always too slow and was either caught or could never finish the art in the one sitting. So he devised a series of intricate stencils to minimise time and overlapping of the colour.

Identity

Banksy’s real name has been widely reported to be Robert or Robin Banks.[74][75][76] His year of birth has been given as 1974.[62]

Simon Hattenstone from Guardian Unlimited is one of the very few people to have interviewed him face-to-face. Hattenstone describes him as "a cross of Jimmy Nail and British rapper Mike Skinner" and "a 28 year old male who showed up wearing jeans and a t-shirt with a silver tooth, silver chain, and one silver earring".[77] In the same interview, Banksy revealed that his parents think their son is a painter and decorator.[77]

In May 2007, an extensive article written by Lauren Collins of the New Yorker re-opened the Banksy-identity controversy citing a 2004 photograph of the artist that was taken in Jamaica during the Two-Culture Clash project and later published in the Evening Standard in 2004.[6]

In October 2007, a story on the BBC website featured a photo allegedly taken by a passer-by in Bethnal Green, London, purporting to show Banksy at work with an assistant, scaffolding and a truck. The story confirms that Tower Hamlets Council in London has decided to treat all Banksy works as vandalism and remove them.[78]

In July 2008, it was claimed by The Mail on Sunday that Banksy’s real name is Robin Gunningham.[3][79] His agent has refused to confirm or deny these reports.

In May 2009, the Mail on Sunday once again speculated about Gunningham being Banksy after a "self-portrait" of a rat holding a sign with the word "Gunningham" shot on it was photographed in East London.[80] This "new Banksy rat" story was also picked up by The Times[81] and the Evening Standard.

Banksy, himself, states on his website:

“I am unable to comment on who may or may not be Banksy, but anyone described as being ‘good at drawing’ doesn’t sound like Banksy to me.[82]

Controversy

In 2004, Banksy walked into the Louvre in Paris and hung on a wall a picture he had painted resembling the Mona Lisa but with a yellow smiley face. Though the painting was hurriedly removed by the museum staff, it and its counterpart, temporarily on unknown display at the Tate Britain, were described by Banksy as "shortcuts". He is quoted as saying:

“To actually [have to] go through the process of having a painting selected must be quite boring. It’s a lot more fun to go and put your own one up.[83]

Peter Gibson, a spokesperson for Keep Britain Tidy, asserts that Banksy’s work is simple vandalism,[84] and Diane Shakespeare, an official for the same organization, was quoted as saying: "We are concerned that Banksy’s street art glorifies what is essentially vandalism".[6]

In June 2007 Banksy created a circle of plastic portable toilets, said to resemble Stonehenge at the Glastonbury Festival. As this was in the same field as the "sacred circle" it was felt by many to be inappropriate and his installation was itself vandalized before the festival even opened. However, the intention had always been for people to climb on and interact with it.[citation needed] The installation was nicknamed "Portaloo Sunset" and "Bog Henge" by Festival goers. Michael Eavis admitted he wasn’t fond of it, and the portaloos were removed before the 2008 festival.

In 2010, an artistic feud developed between Banksy and his rival King Robbo after Banksy painted over a 24-year old Robbo piece on the banks of London’s Regent Canal. In retaliation several Banksy pieces in London have been painted over by ‘Team Robbo’.[85][86]

Also in 2010, government workers accidentally painted over a Banksy art piece, a famed "parachuting-rat" stencil, in Australia’s Melbourne CBD. [87]

Bibliography

Banksy has self-published several books that contain photographs of his work in various countries as well as some of his canvas work and exhibitions, accompanied by his own writings:

• Banksy, Banging Your Head Against A Brick Wall (2001) ISBN 978-0-95417040-0
• Banksy, Existencilism (2002) ISBN 978-0-95417041-7
• Banksy, Cut it Out (2004) ISBN 978-0-95449600-5
• Banksy, Wall and Piece (2005) ISBN 978-1-84413786-2
• Banksy, Pictures of Walls (2005) ISBN 978-0-95519460-3

Random House published Wall and Piece in 2005. It contains a combination of images from his three previous books, as well as some new material.[16]

Two books authored by others on his work were published in 2006 & 2007:

• Martin Bull, Banksy Locations and Tours: A Collection of Graffiti Locations and Photographs in London (2006 – with new editions in 2007 and 2008) ISBN 978-0-95547120-9.
• Steve Wright, Banksy’s Bristol: Home Sweet Home (2007) ISBN 978-1906477004

External links

Official website
Banksy street work photos

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This video clip will touch upon:

Both credit rating companies in Canada, Equifax and Transunion, are required to give you a free of charge credit report when per year only when you request it.

You need to check your credit report yearly for accuracy and fraud because often times you will find errors and also you don’t desire any shocks whenever you are applying for credit, like, home financing or a car loan. If you’ve ever endured your identification stolen, like your personal insurance coverage number, you want to make sure that no-one is opening credit items within name.

If you find any errors on your own credit file pick is always to speak to your creditor to get it fixed. The next step is to let Transunion and Equifax find out about the blunder. You’ll wish to examine back in a couple of months to be sure it is already been fixed.

Now, getting your no-cost credit file you should go to http://www.equifax.ca and http://www.transunion.ca. Both websites has instructions about how to get the credit history free of charge! With regards to the credit reporting agency and your location in Canada you can easily both request your credit report by phone, in-person, through mail as well as on the web! Sometimes, you will need some evidence of recognition. You’ll need to get one credit report from each agency. Some lenders report to Equifax plus some are accountable to Transunion. Asking for a credit report from both companies allows you to get the full picture of what’s happening.

Your credit score will never be a part of your no-cost credit file. Both companies charge a charge for you to get your rating. You are able to pay for it right on their particular web sites. But, if you’d like to learn why you don’t want to pay money for your credit score regularly please see our other videos on at http://www.mymoneycoach.ca.
Video were produced by the amazing knowledge Department in the Credit Counselling community – if you would like learn more about all of us and will be thinking about having monetary literacy workshops at your workplace/organization be sure to e mail us: http://www.nomoredebts.org/credit-counselling-society/consumer-services/credit-budgeting-workshops.html

The best ways to Beginning Getting Free Credit history Information Online

credit reports
by williamcho Due to the fact that of the advancements in net as well as innovation generally, you can already get your free credit report reports from numerous web sites. This is of much assistance specifically to individuals that want to examine their credit history reports greater than yearly. The totally free annual credit report records from the federal government could only be purchased yearly. Throughout those various other times, you would certainly need to depend on the solutions of various on-line credit score coverage companies. A lot of the credit repot deals are also free of charge. Nevertheless, the process of

acquiring a cost-free credit score report online is the same-that ways you would certainly need to divulge some personal and individual information for your record to be produced. With this, you ought to really take extra care finding which internet sites and online services. If you are not mindful, you might obtain extra credit score card costs without your recognizing. Aside from that, you should also make certain that website is safe and secure. Keep in mind that fraudsters as well as burglars are all over. Authorize up just to sites that could ensure clear personal privacy policies when you enroll in totally free solutions. A lot of, otherwise all on the internet credit history report solutions would require you to subscribe to credit history monitoring or identity theft discovery solutions as well. Which might cost you. So, prior to you enroll in any on-line solutions, you need to see to it that you understand all the terms and also things you have to do to obtain your credit report absolutely free. There is also normally a trial duration for such credit report reporting services online. The test duration varies from 7 to thirty days. Obviously, during this period of time, you can test the services which are cost-free of cost. Such solutions consist of debt monitoring as well as identity theft solution. If you believe these exercise well, after that there’s not a problem continuing. Nonetheless, do think about that after the test period, you would currently most likely be billed. If you can not manage the prices, you should terminate the complimentary credit score report on the internet service prior to the test finishes. Again, you could only terminate your subscription if you have fully read as well as comprehended the regards to service before you subscribed. Commonly, such online company would require you to phone call to terminate registration. The costs vary across carriers from 9 bucks to 40 dollars monthly. Often, reimbursements are additionally not offered especially when you terminate after your charge card has actually already been billed. Likewise, on-line free credit history report service suppliers could offer for credit reports from one of the three credit coverage firms. Some on the other hand, have the ability to offer their clients with credit scores reports form all three credit history recording bureaus. Still, with a little initiative you could still locate on-line services from the credit score reporting agencies themselves. The only problem you could encounter when it concerns availing for online totally free credit history report solutions is that once you have actually currently finished a certain offer, you may not be able to do it twice. This is due to the fact that you are restricted from availing the exact same deals in the future. Customers can have totally free credit report from Free-Credit-Reports. com. Such on the internet service providers could offer you an exact< a rel =" nofollow"href ="http://www.free-credit-reports.com "> copy of credit rating report when you

should evaluate it before or after you have received the yearly reports from the government. The records are from the debt record bureaus so you are guaranteed to have precise outcomes. Related Credit rating Reports Articles

Nice Credit Report Online photos

Check out these credit report online images:

Image from page 53 of “[Course catalog]” (1909)
credit report online
Image by Internet Archive Book Images
Identifier: coursecatalog7475nort
Title: [Course catalog]
Year: 1909 (1900s)
Authors: Northeastern University (Boston, Mass.) Boston Young Men’s Christian Association Northeastern University Preparatory School (Boston, Mass.) Huntington School for Boys (Boston, Mass.)
Subjects: Northeastern University (Boston, Mass.) Universities and colleges
Publisher: Boston, Mass. : Northeastern University
Contributing Library: Northeastern University, Snell Library
Digitizing Sponsor: Boston Library Consortium Member Libraries

View Book Page: Book Viewer
About This Book: Catalog Entry
View All Images: All Images From Book

Click here to view book online to see this illustration in context in a browseable online version of this book.

Text Appearing Before Image:
the College ofBusiness Administration Second QuarterAccounting IMath IIEnglish IL.A. Elective Students who will complete the Reserve Officer Training Course arepermitted to drop one elective each quarter of their senior year. The College of Business Administration has no physical educationrequirement. Students wishing to take courses in physical educationmay take a maximum of eight (8) quarter hours as elective credit. Basic Course Requirements I. GENERAL REQUIREMENTS 52 / College of Business Administration Course Q.H. Course Q *Math 1 8 ^Introduction to Marketing *English 1 & II 8 **Quantitative Methods 1 & II *Found. of Psychology 1 & II 8 Organizational Behavior 1 & II * Introduction to Business 4 Business and Society *Accounting 1 & II 8 Business Policy **Economics MACRO 4 Non-Business Electives **Economics MICRO 4 ^Introduction to Financial Activity 4 *These courses are usually taken in the Freshman year.**These courses are usually taken in the Sophomore year.

Text Appearing After Image:
ACCOUNTINGCONCENTRATION Professional Preparation The curriculum is designed to provide students with professionalAims competence to enter any of the major fields of accounting employ-ment—public, private, and government. It is further designed toprovide a broad, general knowledge of the field of business andthe environment. Description of Concentration Accounting encompasses a broad range of activities. These in-clude all phases of record-keeping, internal and external report-ing, financial planning, cost control; the design and installationof systems and procedures; and the application of electronic andother modern business methods to these activities; and managerialdecision-making. College of Business Administration / 53 Accountants in any of the three major fields of employment-public, private, and government—may specialize in such areas asauditing, tax work, cost accounting, budgeting and control, orsystems and procedures. The Federal government employs ac-countants as Interna

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Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

The best ways to Get A Free Credit scores Record Online

free credit report government

by clamshack So lenders and various other banks recognize your reliability, you have to provide your credit record. Therefore, you need to have the ability to understand the best ways to get a free credit report report.Your credit rating report details your economic performance, even more specifically how you are as a financial institution. Most of the times, you will have to subscribe with a particular credit scores reporting agency so you can obtain a copy of your credit report. There are several websites online where you can in fact obtain your credit report, yet there is just one authorized by the federal government as the ultimate resource of yearly debt report, and also it’s free of charge. This site is AnnualCreditReport.com.To recognize your credit history standing score from such any type of credit scores reporting business, you need to make
your demand in request. As you must understand, every American is entitled to a complimentary credit history record annually, yet then the worried credit report reporting firm does not send out records immediately. You could make your demand online by going to each of the main credit report bureaus, such as Equifax, Experian as well as TransUnion. This can trigger quite an aggravation, needing to make your demands separately.The finest thing to do under the situations is to look for the one site where the major credit rating bureaus have actually congregated, which is AnnualCreditReport.com
. Then all you require to do is make a solitary letter request, yet you will certainly obtain different copies of your credit rating report from the various credit scores bureaus.Now that you have your credit rating record completely free, you must take a lot of time to examine the entrances one by one to examine if there could have been some vital factors lost out, or maybe there might be entrances that are incorrect. In either situation, you have to call the attention of the concerned bureau’s interest so the matter can be dealt with instantly. You see, you require to do this due to the fact that also if the mistake is not a major one, it can still affect your debt rating.A high credit report, which indicates that you are reliable when it concerns paying charges, is extremely important if you want your car loan application to be accepted. If your credit record registers a low score, you need to do all points necessary so about improve your credit score.You can, probably, start by paying all your financial debts and also commit to pay your charges promptly. It’s likewise a smart idea to open a checking account with a trustworthy bank.Don’t take your credit score record for given. Follow this connect to my site for more information how to get a totally free credit report as well as discover your chances of obtaining authorized of any kind of funding you are looking for. Uncertain of your credit rating? Should secure a funding or handle your credit scores? Get your< a rel=
” nofollow” href =” http://www.3creditreportscoreonline.com” > 3 credit rating report ratings free of cost instantly today.< iframe size=" 425" height =" 355" src =" https://www.youtube.com/embed/sJ7GW4AFCos?rel=0

” frameborder=” 0″ allowfullscreen > http://tinyurl.com/z92rb3n Free Credit Report -Free Credit history Credit report Bureaus – cost-free debt record Equifax Credit history Record – totally free credit score record Trans Union Credit rating Report – complimentary credit report Experian Credit rating Report Free Credit history Report Reviews & Information. In recently’s about

scores obtain your free debt ratings from all 3 bureaus: experian equifax and transunion free credit report. yearly credit history report request service. just how to get a cost-free credit record. There are many free debt report rip-offs and just one method to get your complimentary annual credit score record without
utilizing a bank card the most effective track ever before about free credit score records. how you can secure free credit score report as well as credit report? here are a number of options to get your cost-free debt report.
Free credit history record southern africa View your totally free debt report online since is why there is free credit rating report federal government Exactly how do I get my cost-free credit score record as well as score from each bureau Below, please discover the detailed evaluation of each company on our checklist of the very best complimentary credit history record sites 11 hours ago- 10 Finest Automobile Fundings in India – Free Credit report Record India Free Debt Record Transunion Online Get Limitless Ratings As Seen on TELEVISION Free Credit report Record UK: Know Your Scores Quickly Free Credit rating Report Canada- James Bond Wiki 39 of” The Authorities National Collegiate Athletic Organization a Will To Acquire Your Credit rating Report – How you can Obtain My Credit score Record – Record Entry – Get My Credit Report Now Site established by the big 3 debt coverage companies in the United States. free credit rating record- bike. Exactly what you get with your annual complimentary credit report, why you need to Why must I examine my credit history it is at once you get your cost-free credit record then you could a real free fico rating. how you can get a totally free credit scores record in under 4 minutes. keeping an eye cost-free credit rating record commercials … there is a handful of qualified locations for a totally free

credit scores report online. Video Ranking:/ 5 Relevant< a href=" https://www.credit-report-online.net/category/free-credit-report-government/" > Free Credit history Report Government Articles

Apply Online for your SBI Card & Make Life Simple

platinum card
by< a href=" http://www.flickr.com/photos/48615292@N04/6874631254" > Bea Serendipity

SBI Card supplies a whole variety of debt cards to match your lifestyle as well as requirements and with its different variety of attributes as well as advantages helps you make your life simple.

You could take pleasure in the world of True Platinum with SBI Platinum Card that will certainly re-define deluxe for you as well as will certainly provide you a side that matches your aspirations. Secure free Air tickets, free upgrades on Kingfisher Airlines & & King Club subscription, 5X Money Points on Way of life spends, free elite priority pass that provides you accessibility to over 600 deluxe flight terminal lounges and with this costs bank card and more.If you make use of a credit history card largely for travel & Shopping, you can choose amongst SBI Gold & More Titanium Card, SBI Railway Card or SBI Spicejet Card each which provide you advantages and advantages which make your traveling & shopping a gratifying experience. From amazing & welcome deals to Cash money Information & train points, from worth backs to flexibility from & gas additional charge, you obtain even more rewards from your invests in our variety of Travel & Buying credit history cards.Shopping with all our SBI bank card offers you possibility to gain reward points every single time you make use of a SBI Debt Card. You could retrieve your reward factors for interesting gifts from our ShopnSmile programme.How to look for a SBI Credit Card You could make an application for your very own Charge card when you have picked which SBI Card

you would wish to obtain basis your certain lifestyle demand. * All you should do is either look for charge card online after having made your choice through www.sbicard.com or * Download the bank card application form from www.sbicard.com
as well as
submit the very same at your local SBI branch. You will certainly obtain your charge card within Thirty Day of getting
the same.How to use online for a SBI Charge card- You can load the SBI Credit score Card online application in 2 basic actions and request

your very own SBI Charge card -1. Select the Card that suits your requirements: Visit to http://www.sbicard.com/cards_for_you/ and contrast upto 3 credit score cards from SBI card profile to pick the one that best fits your need 2. Apply Online- Apply online for the credit scores card that suits your need On effective on-line application for your personal SBI Card, a recommendation no. will be released to you which you can then make use of to track their application condition anytime anywhere with www.sbicard.com Now that you know ways to get a bank card, to obtain your SBI Charge card, use online & obtain the card that uses you optimal worth & incentives you every-time you shop. click on this link to know extra:- www.sbicard.com< iframe size =" 425" height =" 355" src=" https://www.youtube.com/embed/lwCoxtYLxKA?rel=0 "frameborder= & "0" allowfullscreen > SBI Platinum Card Credit rating Card- Obtain the information concerning Best Premium SBI Platinum Card Debt Cards at